Author: Melissa Brock

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Is 620 a Good Credit Score?

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A 620 credit score is considered a “fair” score. That means it’s higher than a “poor” score yet lower than a “good” one. Your credit score …

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Student Loan Borrowers: These 7 Federal Programs Could Help Pay Off Your Loans

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Approximately 61% of college graduates have student loan debt, according to data from the National Center for Education Statistics, and most of that money owed (more …

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How soon can you refinance an FHA loan?

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There is no waiting period for borrowers who want to refinance an FHA loan and switch to a conventional loan. But that doesn’t mean it’s automatically …

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Are my refinanced student loans tax deductible?

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While the principal of a student loan isn’t tax deductible, the interest you pay on it can be — and that includes refinanced student loans. If …

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Could the latest federal student loan changes hurt or help you?

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The Free Application for Federal Student Aid (FAFSA) is a form that incoming and returning college students (and their parents) need to fill out to be …

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8 of the cheapest (& most expensive) home siding options

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You may think of the siding on your home as the part that “dresses it up.” However, it does more than that — siding protects your …

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7 costs that could jeopardize your home bump-out plans

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A bump-out addition is a small add-on to a home that doesn’t qualify as a full-blown addition. A bump-out can consist of a jutted-out section of …

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Is the new pay-as-you-earn student loan plan really better for borrowers than the old one?

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Revised Pay as You Earn (REPAYE) and Pay as You Earn (PAYE) are two different federal income-driven repayment plans. These plans extend your federal student loan …

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10 student loan refinancing myths that could be costing you big time

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Just as there are student loan myths floating around, there are just as many regarding student loan refinancing. Refinancing means working with a private lender, which …

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Help! My electric car battery died. How much is it going to set me back?

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Electric vehicle (EV) batteries can be expensive. Depending on the type of EV you own, the battery could set you back $3,500 to $20,000. Based on …

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8 quick & easy tips to spruce up your home on a budget

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Home renovations in the U.S. average $48,264, and most projects range between $17,709 and $78,971. The size of your space is one of the biggest factors …

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6 ways refinancing your student loans could save you cash

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  Refinancing allows you to consolidate your existing student loans — you trade multiple loans for one student loan payment. When you refinance, you may be …

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Will refinanced student loans be forgiven?

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  Student loan forgiveness means that you are no longer required to pay back all or a portion of your federal student loans. Federal student loans …