Author: Neal Frankle
How to get a personal loan with bad credit
If you have bad credit you might be tempted to turn to a personal loan company if you need cash. This is not necessarily a bad idea …
Need money fast? Here are your 5 cheapest options
My guess is you are reading this post because you need money ASAP and you don’t want to pay an arm and a leg for the …
Do you know how your credit score is calculated?
Your credit score tells the world a lot about you. It tells creditors if it’s worth it or not to lend you money and at what …
How to save big on guaranteed life insurance
If you’re looking for term life insurance but don’t want to fill out a detailed medical questionnaire, you might be interested in a Guaranteed Issue life insurance policy. …
5 reasons why you shouldn’t close your credit card
It’s not at all unusual for people to close out a credit card after paying it off. But in most cases, it’s not the right thing …
How to succeed at DIY investing
You may find it weird to see a financial advisor telling others how to become great do-it-yourself investors. I understand that. But I’ll let you in …
7 ways to negotiate with creditors
Negotiating with creditors with whom you still enjoy a good standing is an important skill – and very different from negotiating with debt collectors. The idea is …
5 tips for making your own living trust online
You can make your own living trust online very easily. For those of you who aren’t familiar with this subject, a trust allows you to control who …
Serial debt consolidation: The road to financial ruin
People often try to deal with mounting debt and credit problems by doing a debt consolidation. In theory, it’s a sound idea. But in reality, one debt consolidation …
4 ways to finance a home improvement project
The best way to finance a home improvement project is not to do one. That’s because the cost of these jobs almost always outstrips the value they add …
7 ways to deal with large medical bills
Large medical bills are a different kind of debt. This is partially because they don’t come from traditional lenders, and because you can be swapped with …
Here’s how to never run out of money
Most people I meet don’t really care about acquiring great wealth. But everyone wants to make sure they never run out of money. If that resonates with …
How to write a credit dispute letter
If you’ve ever discovered there is erroneous credit information in your records, either by getting a letter from a creditor or, more commonly, in a line …
How to become self-employed now
Being self-employed isn’t just a dream. You’re reading this because you want to work for yourself and believe me, you can make it happen. I don’t need …
What to do if your income isn’t covering your expenses
Do you find it difficult to make ends meet each month? Do you shake with worry when some unexpected major expense pops its ugly head? If …
Why you pay tax on mutual funds even if you make no withdrawals
The tax treatment of mutual funds is confusing. It’s very possible to make a ton of money on your funds and pay no tax. But it’s …
How to use a credit-builder loan to rebuild your credit
If you have a bunch of bad credit in your past, and you are looking to get a fresh start, you should take a serious look at …
How fast do your credit scores change?
Once you put all the work into cleaning up your credit history you want to see your efforts pay off fast. That makes sense. The reality is the …
How cosigning a loan can destroy your credit
Cosigning a loan can be a loving gesture, especially since it is usually done for a family member. But if you do choose to do this, …
7 killer ways to simplify your financial life
The simpler your financial life is the more secure it will be. When you spin lots of plates., you increase the odds of having a few …