U.S. foreclosure rates by state: September 2025
Foreclosure activity across the United States edged down slightly from the previous month. Still, it remained significantly higher than a year ago, according to data from ATTOM, the premier provider of property and real estate data. In September 2025, ATTOM recorded 35,602 properties with foreclosure filings, including default notices, scheduled auctions, or bank repossessions, representing a monthly decrease of 0.3% from August 2025 but a year-over-year increase of 20% from September 2024. The national foreclosure rate stood at one in every 3,997 housing units, with Florida, Delaware, Nevada, Indiana, and South Carolina posting the worst foreclosure rates in the country.
What’s driving September 2025 foreclosure trends
Florida led the nation with the worst foreclosure rates during September 2025, followed closely by Delaware and Nevada, with Indiana and South Carolina rounding out the top five worst rates. According to ATTOM, “this mix of states from different regions across the country may suggest that rising foreclosure activity is not isolated to one area but rather reflects broader affordability pressures and financial strain affecting homeowners nationwide.” The persistent year-over-year growth in foreclosures points to continued challenges in housing markets across diverse geographic areas.
Foreclosure starts and completions
Foreclosure starts totaled 23,761 U.S. properties that began the foreclosure process in September 2025, down 2% from August but up 20% year-over-year. Foreclosure completions, measured as real estate owned (REO) properties that lenders repossessed, reached 3,780 U.S. properties, down 7% month-over-month but up 44% from September 2024.
Florida
One in every 2,182 housing units experienced foreclosure filings (4,621 filings / 10,082,356 units). Top counties: Hardee, Highlands, Osceola.
Delaware
One in every 2,325 housing units (197 filings / 457,958 units). Top counties: Kent, New Castle, Sussex.
Nevada
One in every 2,417 housing units had foreclosure activity (541 filings / 1,307,338 units). Top counties: Lyon, Clark, Churchill.
Indiana
One in every 2,697 housing units reported foreclosure rates (1,095 filings / 2,953,344 units). Top counties: Clinton, Vigo, Pulaski.
South Carolina
One in every 2,883 housing units (833 filings / 2,401,638 units). Top counties: Lexington, Kershaw, Allendale.
Illinois
One in every 2,883 housing units experienced foreclosure filings (1,888 filings / 5,443,501 units). Top counties: Montgomery, Marshall, Rock Island.
Utah
One in every 3,075 housing units (388 filings / 1,193,082 units). Top counties: Iron, Tooele, Box Elder.
Ohio
One in every 3,114 housing units had foreclosure activity (1,693 filings / 5,271,573 units). Top counties: Huron, Cuyahoga, Highland.
Iowa
One in every 3,222 housing units reported foreclosure rates (443 filings / 1,427,175 units). Top counties: Clay, Hancock, Cedar.
Texas
One in every 3,313 housing units (3,589 filings / 11,890,808 units). Top counties: Liberty, Johnson, Martin.
Maryland
One in every 3,314 housing units experienced foreclosure filings (768 filings / 2,545,532 units). Top counties: Caroline, Charles, Baltimore City.
California
One in every 3,514 housing units (4,136 filings / 14,532,683 units). Top counties: Mendocino, Shasta, Sonoma.
Georgia
One in every 3,584 housing units had foreclosure activity (1,251 filings / 4,483,873 units). Top counties: Decatur, McDuffie, Haralson.
New Jersey
One in every 3,814 housing units reported foreclosure rates (990 filings / 3,775,842 units). Top counties: Cumberland, Salem, Sussex.
North Carolina
One in every 3,937 housing units (1,223 filings / 4,815,195 units). Top counties: Jones, Lee, Cleveland.
Pennsylvania
One in every 4,093 housing units experienced foreclosure filings (1,412 filings / 5,779,663 units). Top counties: Philadelphia, Berks, Venango.
Michigan
One in every 4,220 housing units (1,090 filings / 4,599,683 units). Top counties: Montmorency, Muskegon, Sanilac.
Alabama
One in every 4,234 housing units had foreclosure activity (547 filings / 2,316,192 units). Top counties: Mobile, Jefferson, Montgomery.
Arizona
One in every 4,264 housing units reported foreclosure rates (737 filings / 3,142,443 units). Top counties: Pinal, Graham, Cochise.
Connecticut
One in every 4,609 housing units (332 filings / 1,530,197 units). Top counties: Windham, New London, New Haven.
Louisiana
One in every 4,706 housing units experienced foreclosure filings (445 filings / 2,094,002 units). Top counties: Plaquemines, Ascension, Iberville.
New York
One in every 5,020 housing units (1,701 filings / 8,539,536 units). Top counties: Orange, Cayuga, Nassau.
Colorado
One in every 5,215 housing units had foreclosure activity (488 filings / 2,545,124 units). Top counties: Washington, Rio Grande, Lake.
Alaska
One in every 5,406 housing units reported foreclosure rates (59 filings / 318,927 units). Top counties: Haines, Petersburg Census Area, Northwest Arctic.
Wyoming
One in every 5,503 housing units (50 filings / 275,131 units). Top counties: Uinta, Goshen, Natrona.
Conclusion
Foreclosure activity continued its upward trend compared to a year ago in September 2025, with both starts and completions posting annual increases despite slight monthly declines. The geographic diversity of states experiencing high foreclosure rates, spanning from Florida to Delaware to Nevada, suggests that affordability pressures and financial strain are affecting homeowners across different regions rather than being concentrated in a single area. ATTOM’s state-by-state ranking and county-level data provide valuable insights for lenders, investors, and market analysts monitoring loan default trends, assessing market risks, and uncovering investment opportunities in an evolving real estate landscape.
Related:
- States with the Highest Foreclosure Rates
- The NY-NJ Metros With the Highest & Lowest Foreclosure Rates
Like MediaFeed’s content? Be sure to follow us.
This article was syndicated by MediaFeed.org.
AlertMe
