The cities where American adults most often live with their parents

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From experiencing an economic downturn or needing support while starting a business to living in an area with high rent costs or saving for big financial goals, there are numerous reasons why adults might live with their parents. In fact, it’s not that uncommon, depending on where you live.

To figure out where adults ages 25 to 40 are more likely to live with their parents, MagnifyMoney took a second look at the topic, again excluding those who identified as students.

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Pandemic leads to a rise in people living with their parents

Our study used 2018 data — the latest available on the topic — to determine where adults were living with their parents. But fast forward to 2020: With the coronavirus crisis throwing a wrench in many people’s plans, it’s possible we’ll see an uptick in the moving-in-with-the-folks trend.

“The coronavirus pandemic has triggered high levels of unemployment, and young adults are just one of the many groups of people that have been impacted,” said Sarah Berger, MagnifyMoney’s millennial finance columnist. “For those who have lost their source of income during this time, moving back in with their parents can be an easy way to save money on housing costs.”

The work-from-home movement could be another factor for moving in with parents, Berger noted, as cramped apartments have less appeal than the comfort and savings that may be gained by making the move. This is especially true for those who owe student loans.

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Methodology

Analysts used 2018 American Community Survey microdata hosted on IPUMS to calculate the following percentages for people ages 25 to 40 in the 50 largest U.S. metros who didn’t identify as students:

  • Those who live in the same household with at least one of their parents
  • Those who have their own children also living in that same household
  • Those who’re unemployed and those who aren’t part of the labor force
  • Those who are men and those who are women

Here’s what we found.

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Tie: 49. Raleigh, North Carolina

Percentage of adults ages 25 to 40 who live with their parents: 12.1%

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Consider selling some of your furniture

Selling some of the furniture you accumulated in your apartment or house before living with your parents might be a good option, particularly if you don’t have the space to store it or can’t swing a monthly storage fee.

Of course, this will depend on how comfortable you are with selling your stuff. It’s important to consider personal health and safety amid the coronavirus pandemic when, for instance, selling things online.

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Tie: 49. Minneapolis

Percentage of adults ages 25 to 40 who live with their parents: 12.1%

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48. Seattle

Percentage of adults ages 25 to 40 who live with their parents: 12.2%

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Tie: 46. Denver

Percentage of adults ages 25 to 40 who live with their parents: 12.4%

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Tie: 46. Portland, Oregon

Percentage of adults ages 25 to 40 who live with their parents: 12.4%

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45. Pittsburgh

Percentage of adults ages 25 to 40 who live with their parents: 12.5%

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Tie: 43. Columbus, Ohio

Percentage of adults ages 25 to 40 who live with their parents: 13%

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Tie: 43. Cincinnati

Percentage of adults ages 25 to 40 who live with their parents: 13%

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Tie: 41. Austin, Texas

Percentage of adults ages 25 to 40 who live with their parents: 13.2%

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Tie: 41. Kansas City, Missouri

Percentage of adults ages 25 to 40 who live with their parents: 13.2%

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40. Indianapolis

Percentage of adults ages 25 to 40 who live with their parents: 13.3%

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39. Milwaukee

Percentage of adults ages 25 to 40 who live with their parents: 13.9%

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38. Nashville, Tennessee

Percentage of adults ages 25 to 40 who live with their parents: 14.4%

Image Credit: Getty.

37. Oklahoma City

Percentage of adults ages 25 to 40 who live with their parents: 14.9%

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Tie: 35. Charlotte, North Carolina

Percentage of adults ages 25 to 40 who live with their parents: 15.1%

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Tie: 35. Buffalo, New York

Percentage of adults ages 25 to 40 who live with their parents: 15.1%

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34. Cleveland

Percentage of adults ages 25 to 40 who live with their parents: 15.2%

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33. St. Louis

Percentage of adults ages 25 to 40 who live with their parents: 15.3%

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Tie: 31. Louisville, Kentucky

Percentage of adults ages 25 to 40 who live with their parents: 16.3%

Image Credit: iStock/Sean Pavone.

Tie: 31. Salt Lake City

Percentage of adults ages 25 to 40 who live with their parents: 16.3%

Image Credit: iStock/Sean Pavone.

30. Virginia Beach, Virginia

Percentage of adults ages 25 to 40 who live with their parents: 16.4%

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29. Dallas

Percentage of adults ages 25 to 40 who live with their parents: 16.5%

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Tie: 27. Boston

Percentage of adults ages 25 to 40 who live with their parents: 17.5%

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Tie: 27. Washington D.C.

Percentage of adults ages 25 to 40 who live with their parents: 17.5%

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26. Richmond, Virginia

Percentage of adults ages 25 to 40 who live with their parents: 17.8%

Image Credit: iStock/Sean Pavone.

25. Jacksonville, Florida

Percentage of adults ages 25 to 40 who live with their parents: 17.9%

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Tie: 22. Hartford, Connecticut

Percentage of adults ages 25 to 40 who live with their parents: 18.3%

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Tie: 22. Phoenix

Percentage of adults ages 25 to 40 who live with their parents: 18.3%

Image Credit: DepositPhotos.com.

Tie: 22. San Francisco

Percentage of adults ages 25 to 40 who live with their parents: 18.3%

Image Credit: DepositPhotos.com.

21. Atlanta

Percentage of adults ages 25 to 40 who live with their parents: 18.5%

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20. Las Vegas

Percentage of adults ages 25 to 40 who live with their parents: 18.6%

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19. San Jose, California

Percentage of adults ages 25 to 40 who live with their parents: 18.9%

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18. Houston

Percentage of adults ages 25 to 40 who live with their parents: 19%

Image Credit: Deposit Photos.

17. Sacramento, California

Percentage of adults ages 25 to 40 who live with their parents: 19.1%

Image Credit: Deposit Photos.

16. Birmingham, Alabama

Percentage of adults ages 25 to 40 who live with their parents: 19.7%

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15. Baltimore

Percentage of adults ages 25 to 40 who live with their parents: 19.9%

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14. Chicago

Percentage of adults ages 25 to 40 who live with their parents: 20.5%

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13. Tampa, Florida

Percentage of adults ages 25 to 40 who live with their parents: 20.6%

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12. Detroit

Percentage of adults ages 25 to 40 who live with their parents: 20.8%

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11. San Diego

Percentage of adults ages 25 to 40 who live with their parents: 20.9%

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10. New Orleans

Percentage of adults ages 25 to 40 who live with their parents: 21.8%

Image Credit: iStock/:Sean Pavone.

9. Orlando, Florida

Percentage of adults ages 25 to 40 who live with their parents: 21.9%

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8. Philadelphia

Percentage of adults ages 25 to 40 who live with their parents: 22.2%

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7. Providence, Rhode Island

Percentage of adults ages 25 to 40 who live with their parents: 23%

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Tie: 5. Memphis, Tennessee

Percentage of adults ages 25 to 40 who live with their parents: 23.8%

Image Credit: DepositPhotos.com.

Tie: 5. New York

Percentage of adults ages 25 to 40 who live with their parents: 23.8%

Image Credit: Eloi_Omella.

4. San Antonio

Percentage of adults ages 25 to 40 who live with their parents: 24.7%

Image Credit: DepositPhotos.

3. Los Angeles

Percentage of adults ages 25 to 40 who live with their parents: 27.2%

Image Credit: DepositPhotos.com.

2. Miami

Percentage of adults ages 25 to 40 who live with their parents: 29%

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1. Riverside, California

Percentage of adults ages 25 to 40 who live with their parents: 29.4%

Image Credit: iStock/MattGush.

How to save money to move out of parents’ home

If you’re looking to get out, here are some steps that may help.

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Cut unnecessary expenses

Minimizing your expenses is always a good idea when you have a large savings goal in mind. And during a pandemic, when so much seems to be in question when it comes to the future, focusing on spending less — wherever possible — is a good idea.

“Working hard where you’re at and with what you have — meaning consistently saving money and cutting back on unnecessary expenses — can still put you on the right path,” Berger said.

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Look for a better-paying job

It can be tough to find new employment during an economic downturn when many companies are hurting for cash, but Berger said it’s still worth pursuing. Similarly, a side hustle that uses your existing skill sets can be a good option, especially if you’re unemployed at this time.

Either way, remember to “be kind to yourself during this time,” Berger said. “It’s a tough job market out there, so give yourself grace.”

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Continue paying ‘rent’

This doesn’t mean paying rent to your parents, though that’s certainly a good thing to do if you can swing it. Instead, Berger recommends funneling “rent” money into a separate savings account while living at home. That way, you can accumulate cash that can be used for your future living expenses, giving you a financial cushion in the meantime.

“You are already used to cutting a rent check every month, and this is a smart way to build your savings without having to think twice about it,” she said.

This article originally appeared on MagnifyMoney.com and was syndicated by MediaFeed.org.

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