Author: Rick Orford
Want to retire at 50? Here’s how to make it happen
Congratulations! You’ve made the most critical step in the entire process – searching out how to become financially independent. In my book, I explain how …
How to easily save $5K this year
Do you want to save $5000 in 2023? Imagine for a moment, you looked at your savings account on December 28, 2023, and it contained at least …
Which states have been hit hardest by inflation?
Inflation, or a rise in prices and decrease in buying power, is hitting American families hard. Rates have been spiking for months and currently stands at …
The world’s worst cases of hyperinflation
It’s hard to escape the current news of global inflation, with many people experiencing double-digit price hikes on necessities. What exactly is inflation? It’s a measure …
9 things you really need to know before investing in I-bonds
Series I Savings Bond rates have been rising in recent months. This is good news for investors, as Series I Bonds currently offer highly competitive interest …
9 signs you’re on track to become a millionaire
If you are like many people, you may have asked yourself at some point in life, “Will I be rich one day?” No one knows for …
Planning for retirement: How to get started
Do you want to retire sometime soon? Planning for retirement is a process that allows you to plan for the future and live the lifestyle …
Here’s how to make $1,000 a month in passive income
Do you want to learn how to make $1,000/month in passive income? I don’t blame you; I mean, who wouldn’t want to earn that. This …
Your 27-point retirement checklist
It’s never too early to start thinking about retirement. In fact, the more you do now, the easier retirement will be. Retirement can be …
The most luxurious retirement communities in America
You’ve worked hard, and now it’s time to live the luxury retirement lifestyle you’ve wanted. Imagine waking up each morning to stunning views of the mountains …
How to set life goals you’ll actually achieve
One of the essential things in life is setting and achieving goals. Without them, we would just be wandering through life without a clear purpose. Many …
Want to retire abroad? Here are 9 great countries to consider
Are you an American thinking of retiring abroad? If so, you’ll want to consider this list of countries that you can move to. Each country offers …
Your 2022 tax season prep list
Tax season is a daunting task for nearly all of us, and while the 2022 tax season is already underway time is limited to ensure all the right …
Boomers: Here’s where you can find the best travel discounts
Are you a senior citizen or a retired person looking for travel discounts? If so, you’ve come to the right place. In this post, we’ll share …
Social Security & retirement: What you need to know
Social Security is a vital program in the United States that helps retirees and their families financially. So, it’s important to know how Social Security works, …
Traditional IRAs & Roth IRAs: What’s the difference?
Traditional and Roth IRAs are both great options for retirement savings. But which one should you choose? Deciding on one or the other can certainly be …
What is a fiduciary?
A fiduciary is someone who has the responsibility of managing, holding or administering money or property for another person, known as the principal. Fiduciaries are responsible …
What are annuities & are they worth investing in?
It is important to understand the basics of annuities before you make any decision about their worth. Annuity rates are currently very low, and as such, …
Employer-sponsored retirement plans: What you need to know
If you’re an employee, you know that saving for retirement can be a challenge. Saving money is difficult, especially if you aren’t sure where to place …
How to find a financial planner
Finding a good financial planner can be difficult. Financial planners are professionals who specialize in helping individuals manage their finances. They guide investments, retirement plans, insurance, …
Retirement planning calculators you need to try
Retirement calculators can help us plan and prepare for retirement even when there are many years to go. These online calculators are invaluable tools to determine …
Financial planner vs retirement planner: What’s the difference?
Figuring out when to retire can be tricky. You want to make sure you have enough money saved up, but you also don’t want to retire …
14 smart ways to pare down your lifestyle so you can save more money
Adopting a frugal living lifestyle lets you save by getting freebies, using secondhand products or coupons. It helps you use your money on things you value …
Planning for retirement: How to get started
Retirement planning can help you to make decisions in the present that will have an effect on your future financial security, as well as provide for your retirement needs. Planning now can help you to retire confidently and with peace of mind knowing your needs are going to be met when you’re ready to enjoy your golden years and that your financial future is secure.
How to invest in art without spending a fortune
Ever wonder what the top investors hold in their portfolios that you won’t find in the average financial plan? It’s one of the oldest and most …
10 smart ways to invest $100K for retirement
Are you wondering how to invest 100k? Perhaps you’ve just sold your home, inherited money or maybe you won the lottery. Either way, getting such …
25 millionaires share their top money secrets
It’s common knowledge that millionaires handle their money differently than many, but what’s their secret? Does education have anything to do with it? Some say that …
Can you get married for under $1000? Yes, and here’s how
If you’re like thousands of American couples each year, you might ask yourself how to plan a wedding on a budget of $1,000. Weddings are often …
Want to put away $5K this year? Here’s how
Do you want to save $5,000 this year? If so, look no further. In this article, I go over my 52-week money challenge that you can …
Are you an emotional spender? Here’s how to tell (and how to stop)
Are you wondering how to avoid emotional spending and perhaps wonder what it is and how to break the addiction? Or, maybe you’re reading this article …