Author: Shannon McNay Insler
Some of the best personal loan options in Los Angeles
Written by: Shannon McNay Insler
If you’ve been thinking of taking out a personal loan, you’re not alone. Data from TransUnion shows that outstanding balances on personal loans went up 18 percent …
The pros & cons of short-term loans
Written by: Shannon McNay Insler
It’s easier than ever to borrow money by finding short-term loans online, but should you? Although convenient, these products aren’t always a good idea for everyone. …
4 easy steps to properly managing credit cards
Written by: Shannon McNay Insler
Out of all the financial products out there, credit cards can inspire some of the strongest opinions. Some people see them as a useful tool for …
How to work with car dealers that accept bad credit
Written by: Shannon McNay Insler
It’s always preferable to enter a negotiation with the strongest possible hand, but having bad credit can sometimes make that difficult to do. Does that mean …
How long does a credit report dispute take?
Written by: Shannon McNay Insler
Credit reporting errors are not uncommon — but what about credit report disputes? Many consumers might not even realize that there could be errors in their …
Debt relief: Here’s what you need to know
Written by: Shannon McNay Insler
When it comes to getting help with debt, much of the “help” can provide more confusion than clarity and more cost than comfort. Case in point: The …
How long does it take to close on a house?
Written by: Shannon McNay Insler
The home-buying process isn’t for the faint of heart, and the closing process is the final step of a potentially long road. The question is, how long does …
4 credit solutions you need to know about
Written by: Shannon McNay Insler
It may seem as though you’re on your own when it comes to figuring out how to build and maintain good credit, but it doesn’t have to …
Here’s how a virtual credit card can protect your credit
Written by: Shannon McNay Insler
Typing your credit card number when making an online purchase can be a nerve-wracking experience. What if a hacker is “watching” and is able to obtain …
Here’s how to take over an auto lease
Written by: Shannon McNay Insler
If you’re in the market for a new car, a lease can make it easy to try something new without the commitment of a purchase. But …
These are the most popular cars in every state
Written by: Shannon McNay Insler
A car can be an expensive purchase (and one that we make hoping for reliability if nothing else). But there are many options out there, and …
Here’s what you need to know about online payday loans
Written by: Shannon McNay Insler
Payday loans are notoriously expensive and difficult to pay off, and they’ve become easier to get thanks to their prevalence online. What does that mean for …
How to buy a car even if you have bad credit
Written by: Shannon McNay Insler
So, you need a new car, but your credit isn’t in great shape — what can you do? Believe it or not, there are ways to finance …
12 important things you may not know about credit cards
Written by: Shannon McNay Insler
I’ll never forget my first credit card. I was in college and walking by a booth on campus where a bank was offering credit card applications. …
What you need to know about paying off debt with a personal loan
Written by: Shannon McNay Insler
Debt has a way of making one feel stuck in an endless cycle, but paying it off doesn’t always have to be a slog. Personal loans can be …
How to be better at credit management
Written by: Shannon McNay Insler
If you’ve ever felt the rules of credit management to be elusive, you’re not alone. Luckily, credit reporting companies are fairly transparent about what it takes …
What is a VPN & do you need one?
Written by: Shannon McNay Insler
One of the most important things you can do for your personal finances is to keep your personal information secure from identity theft. A virtual private …
Credit 101: What is a charge-off?
Written by: Shannon McNay Insler
There are many terms in the world of personal finance, some of which might apply to you but you might not have heard of. The more …
What owner-financed homes are (& how to get one)
Written by: Shannon McNay Insler
It can be difficult to obtain a mortgage if your credit isn’t in great shape — but a different financing option could come to your rescue. …
5 ways student loan debt can impact your credit
Written by: Shannon McNay Insler
Student loan debt can be a stressful enough prospect without getting credit involved. But is your credit and how your student loan debt impacts it something …
