Author: Shannon McNay Insler
Why it’s important to protect your credit card security code
Written by: Shannon McNay Insler
Some things in life are just easier to ignore, especially when we feel powerless. Take data breaches, identity theft, and credit card theft, for example. While it may …
5 dangers of cosigning a loan
Written by: Shannon McNay Insler
Cosigning on a loan is a generous act. After all, you’re putting your money and your credit on the line to back the borrower — you’re …
What is the average home price in each state?
Written by: Shannon McNay Insler
Buying a home is one of the most important milestones someone might make in their adult life – and it can be one of the most expensive. …
Personal loans vs credit cards: Which is the best way to consolidate your debt?
Written by: Shannon McNay Insler
Paying off debt can feel like a losing game at times. Between struggling with interest rates and trying to find extra money to pay over the …
Can getting a new credit card help your credit score?
Written by: Shannon McNay Insler
There are several factors used to determine your credit scores, including your “credit mix,” or the types of credit accounts you have in your name. But even …
9 things you need to know about credit in America in 2019
Written by: Shannon McNay Insler
Every year Experian releases a report called the Annual State of Credit Report, which highlights trends in consumer borrowing and credit. The latest report provides a peek …
Are these common credit report mistakes hurting your credit?
Written by: Shannon McNay Insler
You already know you have a credit report. (Well, three, but we can get to that later). You already know that the information on your credit …
The states with the most & fewest foreclosures
Written by: Shannon McNay Insler
One in 2,433 homes were in foreclosure in the United States in April, according to the latest data available from real estate site RealtyTrac. Whether you’re thinking …
Are personal loans cheaper than financing with a credit card?
Written by: Shannon McNay Insler
When you need help financing a purchase or paying off debt, you might find yourself comparing the options of taking on a personal loan or applying …
Credit 101: What is an installment account & why should you care?
Written by: Shannon McNay Insler
Chances are when you’re reviewing your credit reports you’ll see terms you don’t tend to use in daily life. This can make for a confusing time …
Some of the best credit cards for bad credit
Written by: Shannon McNay Insler
Credit cards can be a tool to help you build credit, and they’re useful for emergencies or for shopping without putting your debit card at risk of …
Can applying for new credit hurt your credit scores?
Written by: Shannon McNay Insler
Thinking about applying for a new credit account, but worried the application might hurt your credit scores? Here’s what you need to know about how “new …
Here’s why you may not want to close that credit card
Written by: Shannon McNay Insler
Is there anything more satisfying than paying off a credit card? With double-digit interest rates that can send even the smallest of balances soaring, the effort …
Here’s why you really need to care about your credit history
Written by: Shannon McNay Insler
Out of all the factors that influence your credit scores, there’s at least one that you don’t have to put much effort into: credit history. But …
Are personal loans cheaper than credit cards?
Written by: Shannon McNay Insler
When you need help financing a purchase or paying off debt, you might find yourself comparing the options of taking on a personal loan or applying …
What is a revolving credit account?
Written by: Shannon McNay Insler
Terminology can get pretty confusing in the world of credit reports. An example of this is the idea of revolving accounts. To you, these could simply …
15 ways you can get a free credit score
Written by: Shannon McNay Insler
You already know you can get a free credit report, or all of your credit reports for free, once per year. But what about your credit …
Can your personal credit affect your business?
Written by: Shannon McNay Insler
Running a business is more than a full-time job, and that can make it hard to maintain a boundary between work life and personal life. Turns …
7 personal loan mistakes & how to avoid them
Written by: Shannon McNay Insler
There are many reasons to take out a personal loan like financing a big purchase or even paying off debt, but you’ll want to consider several factors before …
5 ways a mistake on your credit reports can hurt you
Written by: Shannon McNay Insler
Credit affects much of our daily lives — sometimes in ways we don’t expect. That’s why it’s so important to watch out for credit reporting errors. …
