Author: Shannon McNay Insler
Some of the best balance transfer credit cards of 2019
Written by: Shannon McNay Insler
Below is a list of some of the balance transfer credit cards out there offering the best introductory offers and lowest balance transfer fees, helping you …
4 ways credit report mistakes get resolved
Written by: Shannon McNay Insler
So, you’ve found a mistake on your credit report — now what? It’s time to file a dispute. But if that task seems daunting, or if …
5 of the best secured credit cards of 2019
Written by: Shannon McNay Insler
Secured credit cards can be a helpful tool for building credit, and there are many to choose from — both to help you build personal credit and to …
Can not paying your taxes hurt your credit?
Written by: Shannon McNay Insler
When tax season is upon us, it feels almost as if no one can escape the pressure. First, there’s the wrangling of the documents, then the …
15 rewards credit cards that are worth checking out
Written by: Shannon McNay Insler
So, you’ve decided it’s time for a new credit card, but you want to make sure your card gives you more than just access to funds …
6 reasons why it’s important to check your credit
Written by: Shannon McNay Insler
If you’re not thinking of buying a house or car soon, or applying for a new credit card, then you might think there’s no reason to check …
10 terms you should know when disputing your credit report
Written by: Shannon McNay Insler
Disputing credit report errors is an important step to take in building good credit, but that doesn’t mean it’s always an easy or straightforward step to …
How credit scores are formulated
Written by: Shannon McNay Insler
If you’ve ever been in the market for new credit, then you’ve probably developed a healthy interest in your credit scores. These numbers are, after all, …
The big reason it’s important to pay your bills on time
Written by: Shannon McNay Insler
On-time payments are a simple concept, but do you know how influential they can be to your credit scores? Turns out, one of the key components …
Credit utilization: What is it and why should you care?
Written by: Shannon McNay Insler
Learning about credit can sometimes create more questions than answers. You need credit to build credit, for example, but how much of that credit do you …
What is FICO?
Written by: Shannon McNay Insler
Did you ever think that you’d be graded on anything as an adult? After years of schooling and report cards, it can be a relief to …
Will your utility bills finally help your credit?
Written by: Shannon McNay Insler
Until recently, utility bills could only affect your credit if you didn’t pay them on time. (All the while months or even years of on-time payments …
5 key differences between credit scores & credit reports
Written by: Shannon McNay Insler
Credit scores have become synonymous with credit reports over the years, but there are some key differences you should know about. For one thing, you might …
Somebody bought my debt. Do I still have to pay it?
Written by: Shannon McNay Insler
As if debt wasn’t confusing and frustrating enough as it is, there are times it can be bought and sold almost like any other product. When …
Why your credit report dispute didn’t work
Written by: Shannon McNay Insler
If you’re ever reviewing one of your credit reports and you discover inaccurate information, you can dispute it. But what do you do if a credit …
14 ways to create strong passwords to protect your credit
Written by: Shannon McNay Insler
Want an unexpected way to protect your credit? Create strong online passwords. The better your passwords are, the more likely you can keep your information safe. Click …
How to fix your credit on your own
Written by: Shannon McNay Insler
Credit is often the last thing we think of when we start planning for a large purchase – like a home or a car. The problem …
The new way to bolster your credit
Written by: Shannon McNay Insler
There are many ways to improve your credit, but most of them require consistent time and effort. However, a new pilot program from popular credit scoring …
6 ways to protect yourself from credit card theft
Written by: Shannon McNay Insler
In 2017, $16.8 billion was stolen from consumers in the U.S. This data, uncovered by Javelin Strategy & Research in their Identity Fraud Report, illustrates the growing problem …
5 new year resolutions for your credit
Written by: Shannon McNay Insler
Chances are, your new year resolutions have something to do with money. Whether the goal is to save more, budget better, or pay off debt, most …
