Here’s where US homeowners are slammed with the highest property taxes

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Though it was pushed back due to the COVID-19 pandemic, the May 17 tax filing deadline has finally passed. If you’re a homeowner, that means you’re probably gearing up to pay some money toward real estate taxes.

How much you’ll end up paying can vary significantly depending on a variety of factors — from how much your home is worth to where you live.

To illustrate just how much variance there is in the amount of taxes people pay, LendingTree looked at the median amount of real estate taxes paid in each of the nation’s 50 largest metropolitan areas. In doing so, LendingTree found that homeowners in some metros can expect to pay thousands of dollars more per year than homeowners in other parts of the country.

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Methodology

Here's where US homeowners are slammed with the highest property taxes

LendingTree used data from the U.S. Census Bureau’s 2019 American Community Survey with five-year estimates to determine the median real estate tax amounts for homes in the nation’s 50 largest metropolitan statistical areas, or “MSAs.”

The Census uses the term “real estate tax” to define tax that is charged on the “entire property, (land and buildings) payable to all taxing jurisdictions, including special assessments, school taxes, county taxes and so forth.” This term is often referred to as “property tax,” and both terms are used interchangeably throughout LendingTree’s study.

Here’s the median property tax in every state:

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50. Las Vegas

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $696
  • Median real estate tax paid – homes with a mortgage $928
  • Median real estate tax – homes without a mortgage $573

Image Credit: DepositPhotos.com.

49. Birmingham, Alabama

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $892
  • Median real estate tax paid – homes with a mortgage $958
  • Median real estate tax – homes without a mortgage $727

Image Credit: DepositPhotos.com.

48. New Orleans

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,313
  • Median real estate tax paid – homes with a mortgage $1,473
  • Median real estate tax – homes without a mortgage $1,053

Image Credit: DepositPhotos.com.

47. Indianapolis

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,511
  • Median real estate tax paid – homes with a mortgage $1,596
  • Median real estate tax – homes without a mortgage $1,331

Image Credit: Deposit Photos.

46. Louisville, Kentucky

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,520
  • Median real estate tax paid – homes with a mortgage $1,609
  • Median real estate tax – homes without a mortgage $1,376

Image Credit: hstiver / istockphoto.

45. Phoenix

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,546
  • Median real estate tax paid – homes with a mortgage $1,605
  • Median real estate tax – homes without a mortgage $1,412

Image Credit: DepositPhotos.com.

44. Nashville

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,581
  • Median real estate tax paid – homes with a mortgage $1,615
  • Median real estate tax – homes without a mortgage $1,501

Image Credit: istockphoto/Vito Palmisano.

43. Memphis, Tennessee

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,623
  • Median real estate tax paid – homes with a mortgage $1,746
  • Median real estate tax – homes without a mortgage $1,384

Image Credit: DepositPhotos.com.

42. Oklahoma City, Oklahoma

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,645
  • Median real estate tax paid – homes with a mortgage $1,806
  • Median real estate tax – homes without a mortgage $1,338

Image Credit: DepositPhotos.com.

41. Charlotte, North Carolina

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,722
  • Median real estate tax paid – homes with a mortgage $1,847
  • Median real estate tax – homes without a mortgage $1,383

Image Credit: Sean Pavone / istockphoto.

40. Tampa, Florida

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,724
  • Median real estate tax paid – homes with a mortgage $1,986
  • Median real estate tax – homes without a mortgage $1,344

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39. Jacksonville, Florida

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,820
  • Median real estate tax paid – homes with a mortgage $1,936
  • Median real estate tax – homes without a mortgage $1,527

Image Credit: DepositPhotos.com.

38. Richmond, Virginia

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,923
  • Median real estate tax paid – homes with a mortgage $1,932
  • Median real estate tax – homes without a mortgage $1,901

Image Credit: DepositPhotos.com.

37. Orlando, Florida

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,970
  • Median real estate tax paid – homes with a mortgage $2,133
  • Median real estate tax – homes without a mortgage $1,653

Image Credit: DepositPhotos.com.

36. Atlanta

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,981
  • Median real estate tax paid – homes with a mortgage $2,184
  • Median real estate tax – homes without a mortgage $1,459

Image Credit: Deposit Photos.

35. Salt Lake City

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $1,987
  • Median real estate tax paid – homes with a mortgage $1,967
  • Median real estate tax – homes without a mortgage $2,076

Image Credit: DepositPhotos.com.

34. Denver

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,126
  • Median real estate tax paid – homes with a mortgage $2,175
  • Median real estate tax – homes without a mortgage $1,978

Image Credit: DepositPhotos.com.

33. Raleigh, North Carolina

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,145
  • Median real estate tax paid – homes with a mortgage $2,207
  • Median real estate tax – homes without a mortgage $1,949

Image Credit: istockphoto/Mark Howard.

32. Virginia Beach, Virginia

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,260
  • Median real estate tax paid – homes with a mortgage $2,282
  • Median real estate tax – homes without a mortgage $2,198

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31. Kansas City, Missouri

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,371
  • Median real estate tax paid – homes with a mortgage $2,485
  • Median real estate tax – homes without a mortgage $2,129

Image Credit: istockphoto/Sean Pavone.

30. St. Louis, Missouri

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,390
  • Median real estate tax paid – homes with a mortgage $2,502
  • Median real estate tax – homes without a mortgage $2,163

Image Credit: istockphoto.

29. Cincinnati

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,431
  • Median real estate tax paid – homes with a mortgage $2,568
  • Median real estate tax – homes without a mortgage $2,106

Image Credit: aceshot / istockphoto.

28. Pittsburgh

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,536
  • Median real estate tax paid – homes with a mortgage $2,799
  • Median real estate tax – homes without a mortgage $2,171

Image Credit: istockphoto/f11photo.

27. Miami, Florida

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,768
  • Median real estate tax paid – homes with a mortgage $2,973
  • Median real estate tax – homes without a mortgage $2,427

Image Credit: Gabriele Maltinti / istockphoto.

26. Detroit

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,811
  • Median real estate tax paid – homes with a mortgage $3,028
  • Median real estate tax – homes without a mortgage $2,448

Image Credit: DepositPhotos.com.

25. Riverside, California

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $2,964
  • Median real estate tax paid – homes with a mortgage $3,277
  • Median real estate tax – homes without a mortgage $2,143

Image Credit: DepositPhotos.com.

24. Cleveland

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,009
  • Median real estate tax paid – homes with a mortgage $3,196
  • Median real estate tax – homes without a mortgage $2,735

Image Credit: DepositPhotos.com.

23. Minneapolis

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,034
  • Median real estate tax paid – homes with a mortgage $3,078
  • Median real estate tax – homes without a mortgage $2,941

Image Credit: DepositPhotos.com.

22. Columbus, Ohio

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,149
  • Median real estate tax paid – homes with a mortgage $3,348
  • Median real estate tax – homes without a mortgage $2,653

Image Credit: DepositPhotos.com.

21. San Antonio

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,163
  • Median real estate tax paid – homes with a mortgage $3,761
  • Median real estate tax – homes without a mortgage $2,033

Image Credit: DepositPhotos.

20. Sacramento, California

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,256
  • Median real estate tax paid – homes with a mortgage $3,532
  • Median real estate tax – homes without a mortgage $2,484

Image Credit: DepositPhotos.com.

19. Baltimore

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,303
  • Median real estate tax paid – homes with a mortgage $3,382
  • Median real estate tax – homes without a mortgage $3,095

Image Credit: DepositPhotos.com.

18. Portland, Oregon

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,710
  • Median real estate tax paid – homes with a mortgage $3,723
  • Median real estate tax – homes without a mortgage $3,671

Image Credit: DepositPhotos.com.

17. Houston

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,774
  • Median real estate tax paid – homes with a mortgage $4,378
  • Median real estate tax – homes without a mortgage $2,762

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16. Buffalo, New York

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,823
  • Median real estate tax paid – homes with a mortgage $4,078
  • Median real estate tax – homes without a mortgage $3,380

Image Credit: istockphoto/Hsa_Htaw.

15. Milwaukee

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $3,933
  • Median real estate tax paid – homes with a mortgage $3,977
  • Median real estate tax – homes without a mortgage $3,839

Image Credit: DepositPhotos.com.

14. Dallas

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $4,004
  • Median real estate tax paid – homes with a mortgage $4,560
  • Median real estate tax – homes without a mortgage $2,966

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13. Providence, Rhode Island

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $4,067
  • Median real estate tax paid – homes with a mortgage $4,133
  • Median real estate tax – homes without a mortgage $3,933

Image Credit: istockphoto.

12. San Diego

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $4,111
  • Median real estate tax paid – homes with a mortgage $4,571
  • Median real estate tax – homes without a mortgage $2,811

Image Credit: DepositPhotos.com.

11. Washington, D.C.

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $4,252
  • Median real estate tax paid – homes with a mortgage $4,277
  • Median real estate tax – homes without a mortgage $4,156

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10. Seattle

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $4,293
  • Median real estate tax paid – homes with a mortgage $4,278
  • Median real estate tax – homes without a mortgage $4,338

Image Credit: aiisha5 / istockphoto.

9. Los Angeles

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $4,317
  • Median real estate tax paid – homes with a mortgage $4,783
  • Median real estate tax – homes without a mortgage $3,044

Image Credit: DepositPhotos.com.

8. Philadelphia

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $4,371
  • Median real estate tax paid – homes with a mortgage $4,598
  • Median real estate tax – homes without a mortgage $3,848

Image Credit: DepositPhotos.com.

7. Austin, Texas

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $5,344
  • Median real estate tax paid – homes with a mortgage $5,736
  • Median real estate tax – homes without a mortgage $4,393

Image Credit: DepositPhotos.com.

6. Chicago

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $5,375
  • Median real estate tax paid – homes with a mortgage $5,631
  • Median real estate tax – homes without a mortgage $4,817

Image Credit: DepositPhotos.com.

5. Boston

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $5,572
  • Median real estate tax paid – homes with a mortgage $5,581
  • Median real estate tax – homes without a mortgage $5,548

Image Credit: DepositPhotos.com.

4. Hartford, Connecticut

Here's where US homeowners are slammed with the highest property taxes

Image Credit: DepositPhotos.com.

3. San Francisco

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $6,181
  • Median real estate tax paid – homes with a mortgage $6,895
  • Median real estate tax – homes without a mortgage $4,120

Image Credit: DepositPhotos.com.

2. San Jose, California

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $7,051
  • Median real estate tax paid – homes with a mortgage $7,948
  • Median real estate tax – homes without a mortgage $4,594

Image Credit: istockphoto/GerardoBrucker.

1. New York City

Here's where US homeowners are slammed with the highest property taxes

  • Median real estate tax paid – all homes $8,400
  • Median real estate tax paid – homes with a mortgage $8,627
  • Median real estate tax – homes without a mortgage $7,951

Image Credit: DepositPhotos.com.

Tax tips for homeowners

Here's where US homeowners are slammed with the highest property taxes

Though there are tax breaks for expenses including real estate taxes and the amount of money you pay in mortgage interest, you’ll need to itemize your taxes to take advantage of them.

While itemization can save some people money, it can also be more of a hassle than taking the standard deduction. Furthermore, many people will likely save the same, if not more, by just taking the standard deduction.

Keep the following tips in mind when filing your tax return:

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1. Itemization

Here's where US homeowners are slammed with the highest property taxes

To make itemizing a tax return worth it, a person’s deductible expenses must be higher than their standard deduction. For the 2020 tax year, the standard deduction amount is $12,400 for single taxpayers, $24,800 for married taxpayers filing jointly and $18,650 for head of household taxpayers.

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2. Deductible limits

Here's where US homeowners are slammed with the highest property taxes

There are limits to how much people can deduct for home-related expenses, even if they itemize their tax returns. The total amount that can be deducted for all state and local taxes, which includes real estate taxes, is $10,000 for single taxpayers, or $5,000 for married people filing separately.

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3. Deductible alternatives

Here's where US homeowners are slammed with the highest property taxes

While higher refunds issued under the current tax code can help people who are struggling to pay property taxes or mortgage interest costs, there are often better ways to manage these expenses.

Ultimately, people who may be chronically overburdened by high real estate taxes or mortgage interest fees are better off looking at alternative ways of easing this burden, as opposed to solely relying on their federal tax refund.

For example, moving to a less-expensive area like Birmingham, Alabama, can help alleviate costs associated with owning a home. Another option is securing a mortgage refinance to help lower overall mortgage costs.

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This article originally appeared on LendingTree.com and was syndicated by MediaFeed.org.

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