Tag: retirement
Bootstrapping: The best financing option for your startup
Have you heard the term “bootstrapping a business?” Derived from the old saying about “pull yourself up by your bootstraps,” bootstrapping means using your own money to finance …
What’s a financial plan, and how do I build one?
Do you have a financial plan? If not, you’re not alone. In fact, most Americans don’t have a written financial plan in place. For some, it may …
6 easy ways to invest in your 20s
In your 20, you likely have started your career and are adulting like a champ (or at least attempting to do so). For the first time, …
How I saved $250K in my twenties
If you’ve spent any length of time in the Personal Finance community, you’ve heard the standard advice a million times. Create a budget, spend less than you …
5 tips to make doing your taxes less painful
No matter how simple or complicated your finances are, doing your taxes always involves some level of hassle. At the minimum, you have to compile your …
9 financial moves to make before a divorce
When most people first decide they’d like to file for divorce, the minutiae of their finances might not be top of mind. The psychological burden of …
How to avoid bankruptcy during a divorce
Divorce is one of the leading predictors of both bankruptcy and home foreclosure. Women are especially prone to a long-term financial fallout from divorce. Within a year …
5 bad money habits you picked up from your parents
Moms and dads say they know best, especially when it comes to money matters. But a lot has changed since your parents were building their nest …
How to refinance your mortgage with bad credit
Bad credit can make refinancing a home loan harder, but it’s far from a disqualifier. According to credit rating agency Experian, “bad credit” is a score …
Should you withdraw from your IRA to pay down debt?
When you are facing a pile of debt that you just can’t seem to shake it can be tempting to look toward your retirement accounts as …
7 ways to finally save more money in 2019
The new year is a perfect time to make some changes in your life, whether that’s starting a new workout program or getting a new job. …
8 things to know about your 401(k) when you leave your job
Decades ago, it was typical for an employee to work their entire career for one company, climb the corporate ladder, and retire with a nice pension. …
9 of the best part-time jobs for retirees
Retirement doesn’t necessarily mean you have to stop working. Whether you want to turn a side hobby into a steady source of income or haven’t saved …
Keep track of these 4 key areas of your business to make tax filing smoother
Consumer optimism is high, thanks in part to recent tax cuts for businesses and individuals as part of tax reform – the Tax Cuts and Jobs …
Tips for homeowners during & after divorce
Even though the divorce rate in the U.S. is falling, it’s still common for marriages to end. The emotional cost of such a life-changing event is obviously …
How to get life insurance in 2019 in 8 simple steps
Life insurance is a noble New Year’s resolution, but if you’re unfamiliar with the process, purchasing a policy may seem daunting. Fortunately, applying for coverage has …
How some states are helping workers save for retirement
Saving for retirement is important. The most common way to save up for retirement is an employer-provided 401(k) account, according to the AARP. But not everyone …
5 financial resolutions even you can’t mess up
The new year has begun, so it’s time to start planning for a healthy and productive 2019. But instead of setting lofty financial resolutions that you’ll …
The only divorce checklist you need
Whether you are planning to leave a bad (or even dangerous) relationship, or have already mutually and amicably agreed to part ways with your spouse, the …
Goals without metrics are just wishes: How to conquer your resolutions
A new year, new goals, right? It’s human nature to want to start a new year with lofty goals for improving everything from your diet to …