Tag: retirement
Yes, you can be arrested for debt. Here’s how that works
You can’t be arrested for debt just because you’re behind on payments. No creditor of consumer debt — including credit cards, medical debt, a payday …
10 awesome life goals to set & achieve
Nowadays, society is all about achieving and succeeding. As a result, there’s tons of pressure to accomplish life goals, big and small, in everything from finances …
A guide to getting through financial hardship
If you’re suffering through a period of financial hardship—whether it was caused by a loss of income, a medical emergency or some other challenging situation—you’re not …
9 ways to improve your financial life
Like any goal, making it in life financially is a matter of developing good everyday habits. That doesn’t mean you need to overhaul your entire lifestyle …
How to negotiate medical bills
Facing a staggering medical bill can feel overwhelming, but if you find yourself struggling to pay, don’t give up hope. You may be able to work …
25 smart ways to spend less on everything
A big pain point in life is bills. They come up every month, they need to be paid and, for some of us, they can really …
Want to live or work abroad? These countries have the best expat insurance
Living as an expatriate, or expat, you need to have coverage for medical expenses. Seeking medical care is one of those things that you cannot always go …
The penalties for not complying with the UK’s Making Tax Digital regulations
Not sure about the penalties for Making Tax Digital regulations? Find out what they are and how to avoid them in this short summary of the …
How to plan your first major purchase as a couple
Making a major purchase as a couple can be both exciting and scary—especially your first major purchase! Achieving your shared goals brings all the things—enthusiasm, excitement, …
How to choose the right balance transfer credit cards
Balance transfer credit cards offer you the opportunity to take a break from interest charges while you pay down your existing balances. How do they do …
Income vs net worth: What’s the difference?
Put simply, income is the amount you earn whereas net worth is the total value of your assets minus any debt. When it comes to …
What credit score do you need to rent an apartment?
While there’s no universally required credit score needed to rent an apartment, having a solid credit score can certainly help your chances of a landlord …
Trying to save for a new house? Here’s how to do it right
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed …
The easy way to beat lifestyle inflation
Lifestyle inflation can show up in your life in different ways and impact your financial life. As with most problems, we should recognize them before we …
The 10 best personal finance books of 2021
Almost everything we know about money has changed over the last decade thanks to technology, policy and an unprecedented pandemic. To help you make sense …
What is Chainlink crypto? How to buy LINK coin
Chainlink is a decentralized oracle network that provides information that certain smart contracts need to perform their designated functions. Smart contracts are blockchain-based, decentralized virtual agreements …
Here’s how to stop fighting about money
Fighting about money is one of the top causes of strife among couples, and one of the main reasons married couples land in divorce court. Married or not, …
Snow days are nearly here! What to do with your restless kids
Snow days can be a lot of fun! Playing in the snow is always a blast, but when that activity runs out, then what? When it …
Is inflation making your savings account pointless?
The consumer price index, a government measure of inflation, has gone up more than 6% in the 12-month period ending in October. That means everything is 6% more …
The pros & cons of zero-interest credit cards
Using a no-interest credit card can be a smart financial move if it’s judiciously used for brief periods of time. Paying the account balance in full …
7 common reverse mortgage scams to avoid
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed …
What is NFT minting?
You’ve probably heard of non-fungible tokens, or NFTs — and you may have heard that some of them are selling for big bucks. Still, NFTs are …
Should you ever use your 401(k) to pay down debt?
You have debt. But you’ve also got a stash of cash in your 401(k). If you’re feeling overwhelmed by high-interest credit card balances, a student loan, and/or …
What is passive income & how can it work for you?
Passive income can be another form of side hustle income, except you don’t have to trade your time for it. Wait, what? My wife and I …
24 crucial facts about retirement savings in the US
What will retirement savings look like in a post-pandemic environment? The financial effects of COVID-19 have been widespread and varied. In 2020, there were high unemployment …
10 personal finance basics
Despite how important money is in life, personal finance know-how — or “financial literacy” — is not typically taught in schools, or necessarily by parents. Unfortunately, a …
Buying a new home? Don’t skip these important questions
Buying a home is one of the largest and most impactful investments you’ll ever make. Luckily, it’s also one of the safest investments you can make. …
9 budgeting tips for lazy people
When it comes to budgeting, you may be feeling a bit lost. Saving is a good habit that enables you to create a good balance. Managing money …
The dos & don’ts of using social media for investing tips
Social media has become an important new source for many people, including for investors looking for ideas to guide their strategy. That said, social media users …