Tag: retirement
10 money mistakes everyone makes at the beginning of the year
When it comes to one’s finances, bad decisions can have a snowball-like effect. If you start off the year forgetting a payment here and there, being …
50 realistic New Year’s resolutions
It’s the New Year, which is the best time to reflect on all the money things you did (or didn’t) do in the past 365 days …
Forget making New Year’s resolutions — take action instead
Making New Year’s resolutions is a time-honored tradition of paying attention to something important for a short period of time. Then it’s back to business as usual. In …
What’s the better investment, a Porsche or the S&P?
So which has provided a better investment opportunity: Buying a Porsche or putting that same money into the stock market? RimBlades USA wondered, and put its …
5-minute money resolutions for 2019
You don’t need to start the new year under pressure to make good on all the stuff you didn’t get right last year. Instead, go “easy” …
Choosing mutual funds: 7 things you need to know
When it comes to investing, mutual funds are a basic building block. About 44% of U.S. households and 94 million individual investors own mutual funds, according to …
7 financial things you can do in the time it takes to cook Christmas dinner
Cooking Christmas dinner for the family can be time-consuming and stressful. But sharing a meal at the end makes it worthwhile. Some financial tasks can take …
10 questions to ask a financial advisor
If you’re considering hiring a financial advisor, you’re ahead of the game — almost half (45%) of adults ages 40 to 59 would rather make an appointment …
8 ways to pay off your mortgage faster
Nearly 90 percent of all homeowners have 30-year, fixed-rate mortgages, according to Freddie Mac. It makes sense why — a home is the single largest purchase …
8 tips for understanding your 401(k) contribution limits
It’s easy to overlook the details of your 401(k) plan when you start a new job — there’s the excitement of learning the ropes, bringing in …
Can you retire now? Here’s the complete answer
It’s entirely possible that you have enough money to retire now, but you may not know it because you may not be asking the right questions. …
Top 10 candidates for a mortgage refinance: Are you one of them?
Mortgage interest rates are on the rise, so is refinancing a bad idea? Not necessarily. the answer depends on how long you plan to stay in your …
The big money reason you may want to finalize your divorce before 2019
If you are in the process of getting divorced, there’s a big financial reason to make the separation official by the end of 2018. Following the …
A financial checklist for your first year in the workforce
Congratulations! You just got your first job — and your first paycheck as a full-time worker is on its way. You’re an adult. You’re independent. And …
6 ways to manage money in your 20s
Your 20s are an exciting time. You’ve likely graduated from college, started your first real-world job and are making decisions on your own. While your adult …
How many bank accounts should I have?
If you’re asking yourself how many bank accounts you should have, I can almost guarantee that you have too many already. While this may seem like …
These are the money mistakes that lead to divorce
There are three big things couples fight about, according to divorce attorney Paul Rudder, and that’s kids, sex and money. But the biggest of these, by …
The 10 tax forms people forget to fill out
Americans know to lookout for their W-2s every January — and freelancers are well-acquainted with the good old 1099-MISC form. But there’s often other paperwork coming …
Should you pay off your student loans before you buy a house?
If you’ve got student loans, you’re not alone. The situation is especially dire among recent college graduates. According to a recent survey that I conducted, nearly …
50 money lessons to be thankful for
Thanksgiving is a time to appreciate your friends and family, and reflect on all the things you’re thankful for, including your financial blessings. With that, here …