Your car is more likely to be stolen if you live in these cities


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Car theft is a major concern for many American drivers and for good reason: there are more than 880,000 vehicle thefts each year across the United States, according to the most recent data from the National Insurance Crime Bureau’s (NICB) Hot Spots report. To put this huge number in perspective, an average of one vehicle is stolen in the U.S. every 36 seconds

While the country’s biggest cities have a reputation for being carjacking hotbeds, the reality is that car theft poses a risk to drivers everywhere, especially since the beginning of the COVID-19 pandemic. The NICB notes that the pandemic created multiple national crises — including an economic slump and diminished school and social programming — that correlate with increased car theft rates. 

In America, the total number of vehicles stolen rose 11% between 2019 and 2020, marking a sharp departure from several years of modest declines in carjackings. With theft rates on the rise, drivers should be vigilant about locking their car and keeping valuables out of sight, especially in areas of higher risk. Drivers who have unfortunately fallen victim to car theft can take steps such as filing a police report, having the right paperwork on hand when talking to their insurance company, and remembering to file a stolen vehicle report with the DMV as well. 

Curious to see where carjackings are most common in every state, the data scientists at Insurify analyzed NICB data to identify the city in each state with the highest car theft rate. 

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  • National averages. The average car theft rate across all cities in the U.S. is 288 vehicles per 100,000 residents, or about one stolen car per year for every 347 residents. For context, carjackings occur about as often as American drivers buy electric vehicles, which they did at a rate of one new car per 468 drivers in 2021, according to data from Cox Automotive and Statista.
  • Wild, Wild West. While car theft occurs everywhere in America, it is most common in Western states. The 10 U.S. cities with the highest rates of vehicle theft all reside in the West; California even has four cities in the top 10, including the top two. Overall, carjackings occur 2.3 times more often in these cities than in the country as a whole. 
  • Vehicle safe haven. Far from the American West, State College, Pennsylvania, is the safest U.S. city for cars in 2022. Its car theft rate of just 17 vehicles per 100,000 residents is a whopping 94% less than the national average. Residents of State College — which, as its name suggests, is home to Penn State University — apparently take extreme care to secure their vehicles and are constantly looking out for each other’s rides. 

Image Credit: Insurify.

10. San Jose, California

Motor vehicle thefts per 100k residents: 551

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9. Tulsa, Oklahoma

Motor vehicle thefts per 100k residents: 552

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8. Billings, Montana

Motor vehicle thefts per 100k residents: 565

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7. Pueblo, Colorado

Motor vehicle thefts per 100k residents: 602

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6. Albuquerque, New Mexico

Motor vehicle thefts per 100k residents: 632

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5. San Francisco

Motor vehicle thefts per 100k residents: 655

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4. Odessa, Texas

Motor vehicle thefts per 100k residents: 664

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3. Denver

Motor vehicle thefts per 100k residents: 706

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2. Yuba City, California

Motor vehicle thefts per 100k residents: 724

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1. Bakersfield, California

Motor vehicle thefts per 100k residents: 905

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The data scientists at Insurify, a car insurance comparison site, compiled data from the National Insurance Crime Bureau’s (NICB) most recent Hot Spots report on auto theft rates in 382 Metropolitan Statistical Areas (MSA’s) across the United States. From this data, they identified the metro area in every state reporting the highest auto theft incidence per 100,000 residents, as well as the top 10 cities overall with the highest auto theft rates. The data scientists identified these MSA’s as the cities with the most car thefts in 2022. Due to insufficient metropolitan area data, Delaware, Hawaii, New Hampshire, Rhode Island, and Vermont were excluded from this analysis. 

Population data for each metro area was gathered from the United States Census Bureau.

The findings in this article represent statistical trends found in Insurify’s analysis of the National Insurance Crime Bureau’s Hot Spots data. The findings of this study are not meant to imply the direction nor necessarily the existence of a causal relationship. Rather, this is a presentation of statistical correlations of public interest.

This article originally appeared on and was syndicated by

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