Author: Pam OBrien
How Does a Backdoor IRA Work?
Written by: Pam OBrien
Want to contribute to a Roth IRA, but have an income that exceeds the limits? There’s another option. It’s called a backdoor Roth IRA, and it’s …
5 Ways to Save for Retirement without a 401(k)
Written by: Pam OBrien
A 401(k) is a popular way to save for retirement. But not everyone has access to these employer-sponsored 401(k) savings plans. For instance, many small companies …
25 of the Cheapest Places to Live in Maryland
Written by: Pam OBrien
With its quaint small towns, proximity to big cities like Washington, D.C. and Philadelphia, and miles of beautiful coastline along the Chesapeake Bay and the Atlantic …
What is Your Investing Style?
Written by: Pam OBrien
Knowing your risk tolerance is an important factor in investing. Some investors are willing to take big risks with the potential for big rewards. Others prefer …
IRA Deduction and Contribution Limits For Taxes: Everything You Need Need to Know
Written by: Pam OBrien
Broadly speaking, individual retirement accounts, or IRAs, offer some sort of tax benefit — either during the year that contributions are made or when distributions take …
8 Tips for Managing Your 401(k) Better This Year
Written by: Pam OBrien
A 401(k) plan is an employer-sponsored retirement plan that you fund with pre-tax dollars deducted from your paycheck. Understanding the nuances of a 401(k) plan may …
A Beginner’s Guide to 401(k) Retirement Plans
Written by: Pam OBrien
Saving for retirement is one of the most important steps you can take to help secure your financial future. Your employer might offer a 401(k) retirement …
401(k) Contribution Limits for 2024
Written by: Pam OBrien
Understanding 401(k) Contribution Limits: 2023-2024 Participating in a 401(k) through your employer can be a good way to contribute to and save for your retirement. One …
Survey: Who in the family gives the best holiday gifts?
Written by: Pam OBrien
Your mom wants something surprising for the holidays this year. And so does your dad. In our holiday gift survey, we asked parents and grandparents to …
Is now the best time to buy a home?
Written by: Pam OBrien
If you’re looking for a new home, you may be wondering when is the best time to buy. There are a number of factors that go …
Should I consolidate my 401(k)? Weighing the pros & cons
Written by: Pam OBrien
The nature of work is no longer what it used to be. Gone are the days of working for just one employer for an entire career. …
Help! My student loan is in default. What are my options?
Written by: Pam OBrien
As student loan debt increases, it’s likely that so will the number of borrowers defaulting on their student loans. Student debt in the U.S. has reached …
Drivers’ true confessions: What Americans really do behind the wheel
Written by: Pam OBrien
Chances are, today you’ll spend at least an hour or two in your car to go to work, run errands, or meet up with friends. The …
New Data: Success Secrets of Hispanic & Latine Owned Businesses
Written by: Pam OBrien
There are approximately 5 million Hispanic- and Latine-owned owned businesses in the U.S. And those businesses are booming, according to Lantern by SoFi’s recent survey of …
4 times autopay may be a bad idea
Written by: Pam OBrien
Do you ever have trouble keeping up with when bills are due and paying them on time? Welcome to the club. It can be a challenge …
6 investing questions you should ask yourself ASAP
Written by: Pam OBrien
To begin your investment journey, you need to understand basic information about the process. That can help you feel secure and comfortable enough to take the …
Could asset management make you happier (& richer)?
Written by: Pam OBrien
Asset management is a financial service offered by licensed individuals or companies. The aim of asset management is to build or maintain a client’s wealth, typically …
4 steps to take ASAP after a pay cut
Written by: Pam OBrien
First and foremost, create a budget if you don’t already have one. List all your expenses for weekly purchases, from groceries to gasoline and parking fees. Add monthly …
The completely unshocking reasons young folks are already changing careers
Written by: Pam OBrien
When we head off to college to pursue a degree, many of us assume we’ll end up in a job related to our field of study. …
Survey: Your parents & grandparents spill what they really want for the holidays
Written by: Pam OBrien
Your mom wants something surprising for the holidays this year. And so does your dad. In our holiday gift survey, we asked parents and grandparents …
