Category: Money

FeaturedMoney

Yes, you can lower your credit card interest rate. Here’s how

Written by:

  Negotiating with your card provider for a lower APR can result in a big financial win for you. Plus, there isn’t really a downside to …

AutosFeaturedMoney

Long-term auto loans: Good idea or bad investment?

Written by:

  Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …

FeaturedLifestyleMoney

Is this the worst financial scam you’ve ever heard of?

Written by:

  Nev Schulman has uncovered romantic frauds on his show “Catfish” for a decade. But he’s also dealt with financial scammers. Even if a romantic scammer …

AutosFeaturedMoney

How much of a down payment should you put on a car?

Written by:

  Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …

FeaturedMoney

Here’s how to take control of your money in 2022

Written by:

  Once you start hemorrhaging money, it can be challenging to get your finances back in order. What once seemed like a controllable problem starts to …

FeaturedHome BuyingMoney

When inflation hits, this common investment can be a refuge

Written by:

  Federal Reserve chairman Jerome Powell has passed through the five stages of acceptance about inflation.   Originally nominated to the Fed in 2012 and named …

FeaturedMoney

When to apply for student loans

Written by:

  If you need a loan for college, you may be wondering whether a private student loan is the right choice for you. And, once you’ve …

FeaturedMoney

The student loan payment pause is ending. Here’s how to prepare

Written by:

  A pause on student loan repayments will continue until May 1, the Biden administration announced. The news came less than two weeks after press secretary Jen …

FeaturedMoney

SIMPLE IRA contribution limits for employers & employees

Written by:

  A SIMPLE IRA, or Savings Incentive Match Plan for Employees, is a way for self-employed individuals and small business employers to set up a retirement …

FeaturedMoney

Understanding taxable brokerage accounts vs IRA

Written by:

  Tax-sheltered accounts like the IRA and 401k have long been the go-to replacements for retirement planning. Sure, they’re two solid ways to build up savings …

FeaturedHome BuyingMoney

Why is it so much more stressful buying a home in these states?

Written by:

Divorce. Having a baby. Getting married. Studies show that none of these are as stressful as moving home. Psychoanalyst Ronnie Greenberg calls the home “a matrix of safety.” …

FeaturedMoney

31 facts about FAFSA for parents

Written by:

Applying for federal aid is a crucial step most high school students take while transitioning to college life. Parents going through the college admissions process for …

FeaturedMoney

How are employee stock options and RSUs different?

Written by:

  Two of the most common employee stock plans, employee stock options (ESOs) and restricted stock units (RSUs), both give you the chance to eventually become …

FeaturedMoney

January’s best shopping deals & discounts

Written by:

  Now that the holidays are over, perhaps it’s time to do a little shopping for yourself!  And just because the holidays are behind us, doesn’t …

FeaturedLifestyleMoney

50 things Millennials get blamed for—but should they?

Written by:

Millennials are the worst. At least that’s what a plethora of statistics, think pieces, white papers, surveys and social media trolls users would have you think. …

FeaturedMoney

What are 401(k) catch-up contributions?

Written by:

  Retirement savers age 50 and older get to put extra tax-advantaged money into their 401(k) accounts than the standard annual contribution limits. Those additional savings …

FeaturedMoneyTravel

Is it worth it to buy travel insurance right now?

Written by:

Is it a waste of money? Do you need it or not? Should you purchase domestic travel insurance or only consider it for international trips? And what do …

FeaturedMoney

What is IRS Form 1098?

Written by:

  A Form 1098 is a tax document that reports amounts that may affect a tax filer’s adjustments to income or deductions from their income on …

FeaturedMoney

What is IRS Form 1099?

Written by:

IRS Form 1099 is a key part of filing annual income taxes for certain earners—including freelancers, independent contractors, income-earning stock investors, and some retirees. The 1099 covers …

FeaturedLifestyleMoney

America’s safest cities

Written by:

Safety has taken on new significance in 2021, amid record infections and deaths from COVID-19. Despite progress overall, crime still impacts America’s communities. Crime and safety …

AutosFeaturedMoney

Why you should buy a new car instead of used

Written by:

New cars depreciate — or lose value — at a rapid rate, potentially up to 20% in the first year alone, so it’s no wonder that …

AutosFeaturedMoney

Most popular new car under $20K in every state

Written by:

Many people are turning to used cars in lieu of new ones because of pandemic-related car parts shortages. However, a new car may be cheaper in …

AutosFeaturedMoney

5 steps to switching your car insurance

Written by:

  To some, it may sound like as much fun as the dentist, but switching car insurance companies can make a great deal of sense. Besides, …

FeaturedMoney

Your complete guide to 401(k) retirement accounts

Written by:

  The Quick and Dirty If you have the option to participate in a 401(k) at work or a solo 401(k) if you’re self-employed, use these …

FeaturedLifestyleMoney

Clever ways to turn your unwanted presents into cash

Written by:

Although you might be lucky enough this holiday season to score mostly gift cards (or at least presents with gift receipts), chances are you’ll end up …

FeaturedMoney

Can this new credit card improve your credit score?

Written by:

  Personal finance startup Truebill, which offers tools to help people manage their finances, is launching a credit card in early 2022. Truecard is designed to help …

FeaturedHealth & FitnessMoney

What really happens if you don’t pay medical bills on time

Written by:

  Are past due notices from the hospital or doctor’s office piling up on your dining room table? It may be tempting to swipe the whole …

FeaturedHome BuyingHome SellingMoney

Is now the best time to sell your house?

Written by:

  With the world having turned upside down over the past year, you may be taking stock of your life and considering major life choices.   …

FeaturedMoney

6 easy ways you can invest in crypto (including tax-friendly options)

Written by:

  You’ve probably noticed that the use of various cryptocurrencies is exploding! It seems like new coins and blockchain technologies are getting created every day. So, …

FeaturedHome BuyingMoneyMortgages

Your home insurance is about to get more expensive

Written by:

  Homeowners may see an increase in their home insurance premiums in the coming year, according to a white paper released by the American Property Casualty Insurance Association. The spike …

EntertainmentFeaturedMoney

How much would you spend for a new TV? Would you spend $100K?

Written by:

LG has decided to no longer hide the price of its rollable television behind a phone line. Instead, the six-figure price tag is now displayed on …

AutosFeaturedMoney

What does car insurance cover?

Written by:

  Should you get into a car accident and harm someone else or yourself with your car, your car insurance may cover the costs of medical …

AutosFeaturedMoney

How to get car insurance in 3 easy steps

Written by:

  Congrats, new driver: Hitting the road goes a long way when it comes to freedom, autonomy and just plain fun. But when it comes to …

FeaturedMoney

Are your cash back credit card rewards taxable?

Written by:

  The Internal Revenue Service (IRS) follows fairly clear guidelines when it comes to imposing taxes on cash back earned through credit cards. It views any cash …

AutosFeaturedMoney

How much does auto insurance go up after an accident?

Written by:

  Those moments right after a car accident deliver some of the worst stress imaginable. You’re figuring out if anyone is hurt and how bad your …

FeaturedMoney

How low can your credit score really go?

Written by:

  Credit scores issued by the most popular credit-scoring models in the U.S. begin at 300. However, this is unlikely to be your first credit score …

FeaturedMoney

Pain-free ways to boost your retirement funds

Written by:

  Almost 50% of workers think they don’t make enough money to save for retirement, a survey released Aug. 5 says. The survey from Transamerica Institute, a …

AutosFeaturedMoney

Everything you need to know about car insurance

Written by:

  Most people know that after an accident, they’ll likely need to use the car insurance they’ve been diligently paying for. Car insurance can protect you …

FeaturedLifestyleMoney

Retail therapy: How your mental health affects how you spend

Written by:

  Did you know there’s a direct correlation between your mental health and spending money?   In my therapeutic practice, I’ve seen depression result in lower …

FeaturedMoney

19 small business tax deductions to know in 2022

Written by:

  If you own a small business, one of the easiest ways to boost your profits is to make sure you are taking all the deductions …

FeaturedLifestyleMoney

10 signs you’re living beyond your means

Written by:

Living beyond your means is an easy trap to fall into. And if you’re not keeping close track of everything that’s coming in and going out …

FeaturedMoney

Cash back vs. miles: Which is better?

Written by:

  Cashback cards and cards with miles give you the means to earn rewards based on your spending. You know the dollar value of your cashback, and redeeming it …

FeaturedLifestyleMoney

Here’s how to pay for that engagement ring

Written by:

  A ring can be a significant investment. And often it’s only the beginning of wedding expenses, as you consider a future as a couple. That’s …

FeaturedMoneyTravel

Yes, you can buy a Disney timeshare, but should you?

Written by:

  Disney Vacation Club is perhaps one of the most popular timeshare brands among families and, of course, Disney adults. The Disney timeshare brand revolutionized vacation …

FeaturedMoneySmall Business

Growing pains: Mid-sized businesses are challenged to find right-sized digital tools

Written by:

  Mid-sized business owners say they are caught in the middle in their search for the right-sized digital tools to support their growth. They’ve outgrown the digital …

FeaturedHealth & FitnessMoney

Your at-home COVID-19 tests can be reimbursed by health insurance next year

Written by:

  The Biden administration is forging ahead with plans to expand COVID-19 testing as the U.S. grapples with the quickly spreading Omicron variant. Earlier this month, …

FeaturedMoney

Paying for college: A parent’s guide

Written by:

  Parents can and do find ways to pay for their child’s college, but it often involves sacrifice and planning. Two keys: Save early and consistently. …

FeaturedMoneySmall Business

The ultimate business checklist for new freelancers

Written by:

  Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …

FeaturedLifestyleMoney

Majority of Americans say they want crypto for Christmas

Written by:

  This holiday season, visions of sugar plums may be clouded with financial concerns as the coronavirus pandemic continues to hit Americans hard. Practical gifts may …

FeaturedLifestyleMoney

37 places to sell your stuff

Written by:

Decluttering can benefit both your mind and soul. It can also benefit your wallet. And, these days, turning your discards into real cash has never been …