Author: Nancy Bilyeau
Here’s how long it takes the average American to pay off student loans
Written by: Nancy Bilyeau
The average student borrower takes 20 years to pay off their student loan debt, according to a recent report. In the U.S. there is nearly $1.75 …
What rising interest rates mean for student borrowers
Written by: Nancy Bilyeau
With retail interest rates set for another bump following the Federal Reserve’s expected half-point hike this week, student loans are coming into even sharper focus. The …
Good news: Americans are actually happier now than pre-Covid. Here’s why
Written by: Nancy Bilyeau
Call it the silver lining to the second year of the pandemic: The lockdown has led to a deeper sense of fulfillment. That’s the surprising finding …
Does refinancing hurt your credit score?
Written by: Nancy Bilyeau
Most people want to refinance their student loan to help their financial situation. So, the possibility of hurting your credit by going through the process of …
Should you refinance your student loans before buying a house?
Written by: Nancy Bilyeau
Refinancing your student loans before you apply for a mortgage could put you in a better financial position — but only if the timing is right …
Can you refinance your car loan with bad credit?
Written by: Nancy Bilyeau
Your car loan’s interest rate might be higher than you’d like, particularly at a time when inflation eats away at your paycheck. But if you had a …
Should you say ‘I do’ to a divorce loan?
Written by: Nancy Bilyeau
When you’re in the middle of a divorce, stress could be coming at you from every direction. One source of major anxiety is money. That’s why …
What’s the difference between a co-op and a condo?
Written by: Nancy Bilyeau
It’s easy to get confused about the difference between co-ops and condos. If you pulled up pictures of each during a home search, they might seem …
To buy or rent? Why inflation may impact your decision
Written by: Nancy Bilyeau
The news that U.S. inflation has hit 7% not only makes people recoil at the sticker shock at the gas pump and in the grocery store aisles, …
How to pay off student loans
Written by: Nancy Bilyeau
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …
5 steps to switching your car insurance
Written by: Nancy Bilyeau
To some, it may sound like as much fun as the dentist, but switching car insurance companies can make a great deal of sense. Besides, …
How much does auto insurance go up after an accident?
Written by: Nancy Bilyeau
Those moments right after a car accident deliver some of the worst stress imaginable. You’re figuring out if anyone is hurt and how bad your …
Everything you need to know about car insurance
Written by: Nancy Bilyeau
Most people know that after an accident, they’ll likely need to use the car insurance they’ve been diligently paying for. Car insurance can protect you …
Will my federal student loan monthly payment change in 2022?
Written by: Nancy Bilyeau
The federal student loan payment pause ends on Jan. 31, 2022. The question on many minds is: Will monthly payments be exactly what they were before …
Top budgeting tips for single parents
Written by: Nancy Bilyeau
If you’re a single parent, you probably carry a lot of weight on your shoulders. From paying for clothes to putting a roof over your children’s …
What’s the deal with buy now, pay later programs?
Written by: Nancy Bilyeau
The option of making a big purchase today and spreading out your payments over subsequent weeks or months, often interest-free, is proving more appealing to …
When is my first federal student loan payment due in 2022?
Written by: Nancy Bilyeau
When it comes to student loans, there are warring headlines and plenty of debates, but one thing seems clear: The pause in federal student loan payments …
