Author: Nancy Bilyeau
The Ultimate Guide To Student Loan Forgiveness In 2024
Written by: Nancy Bilyeau
After the Supreme Court blocked President Joe Biden’s proposed one-time student debt cancellation, paying off federal student loans became even more challenging for millions of Americans. …
Student loan forgiveness programs for Native Americans
Written by: Nancy Bilyeau
When it comes to higher education, Native Americans face obstacles. Educationdata.org says that postsecondary attendance among American Indian and Alaska Native students “has been in decline …
Which big American city has the highest unemployment rate?
Written by: Nancy Bilyeau
The national unemployment rate in May was 3.4%, the same as in April 2023, edging down from 3.5% in March, proved that the tightest labor market in …
Biden vowed that more student loan action is coming. But what does that really mean?
Written by: Nancy Bilyeau
President Joe Biden vowed to keep fighting to deliver relief from federal student loan debt to millions of Americans hours after his plan was rejected by …
Will there be a student loan forbearance extension?
Written by: Nancy Bilyeau
It’s a burning question for anyone who’s paying down their student loans and that question has been answered. No, the student loan forbearance that was begun in …
Have student loans? What you need to know about Biden’s SAVE repayment plan
Written by: Nancy Bilyeau
On June 30, President Biden said he had created a new repayment plan, “so no one with an undergraduate loan has to pay more than 5 …
Are all banks FDIC-Insured?
Written by: Nancy Bilyeau
The role of the Federal Deposit Insurance Corporation (FDIC) in protecting depositors’ bank accounts is important for everyone to understand. Most banks are insured by the …
Small business loans for veterans
Written by: Nancy Bilyeau
Launching a small business is running into some tough headwinds. Economic conditions could be creating a credit crunch, a situation where banks may significantly raise their …
The mortgage reality check homeowners need right now
Written by: Nancy Bilyeau
Assuming a mortgage means that the buyer of a home is able to take over the seller’s existing mortgage. When mortgage assumption is possible, it may …
How to pay for an expensive pet surgery
Written by: Nancy Bilyeau
Our pets deserve top-notch medical care. That’s why when the veterinarian bills are sizable, it can be stressful. How to pay for this on top of …
Is it too late to winterize your home? No
Written by: Nancy Bilyeau
Is it too late to protect your home from freezing temperatures — and from soaring energy bills? Not at all. Anything you can do at any point …
What you need to know about Biden’s student loan pause extension
Written by: Nancy Bilyeau
On Nov. 22, 2022, the U.S. Department of Education announced another extension of the pause on student loan repayment, interest, and collections. Payments may not resume until …
Can current college students apply for Biden’s student loan forgiveness program?
Written by: Nancy Bilyeau
Students currently enrolled in college and graduate school are eligible to apply for forgiveness of up to $20,000 of the federal student loans they’ve received …
How much student debt does the average American really have?
Written by: Nancy Bilyeau
It can be hard to wrap your mind around the size of college student debts in America. When you’re talking about education-financing trends, the numbers …
20 free grants for your business startup
Written by: Nancy Bilyeau
This is the fifth installment in a five-part series. Part Four: “Being Your Own Boss: Benefits, Drawbacks, and Tips” There might not be such a …
Yes, you can be your own boss. Here’s how
Written by: Nancy Bilyeau
It takes guts to start your own business. But many people, after weighing the pros and cons, feel they can’t not make this move. As Amazon’s Jeff Bezos …
Smart ways to fund your small business
Written by: Nancy Bilyeau
This is the third in a five-part series on small business success. Part Two: “You Built It, Why Didn’t They Come? Questions about money come …
6 reasons small businesses fail
Written by: Nancy Bilyeau
This is the second in a five-part series on small business success. Part One: “Mistake-Proof Your Business Idea.” For the last 25 years, the number …
How to set up your small business for success
Written by: Nancy Bilyeau
Mistake-Proof Your Business Idea You’ve got a vision for starting your own small business, and you’re far from alone. Today in America, 32.5 million small …
Biden cancels up to $20k in student loans: What we know
Written by: Nancy Bilyeau
On Aug. 24, 2022, President Joe Biden ended months of speculation by announcing that each American who earns $125,000 or less per year ($250,000 for married couples) …
Here’s how long it takes the average American to pay off student loans
Written by: Nancy Bilyeau
The average student borrower takes 20 years to pay off their student loan debt, according to a recent report. In the U.S. there is nearly $1.75 …
What rising interest rates mean for student borrowers
Written by: Nancy Bilyeau
With retail interest rates set for another bump following the Federal Reserve’s expected half-point hike this week, student loans are coming into even sharper focus. The …
Good news: Americans are actually happier now than pre-Covid. Here’s why
Written by: Nancy Bilyeau
Call it the silver lining to the second year of the pandemic: The lockdown has led to a deeper sense of fulfillment. That’s the surprising finding …
Does refinancing hurt your credit score?
Written by: Nancy Bilyeau
Most people want to refinance their student loan to help their financial situation. So, the possibility of hurting your credit by going through the process of …
Should you refinance your student loans before buying a house?
Written by: Nancy Bilyeau
Refinancing your student loans before you apply for a mortgage could put you in a better financial position — but only if the timing is right …
Can you refinance your car loan with bad credit?
Written by: Nancy Bilyeau
Your car loan’s interest rate might be higher than you’d like, particularly at a time when inflation eats away at your paycheck. But if you had a …
Should you say ‘I do’ to a divorce loan?
Written by: Nancy Bilyeau
When you’re in the middle of a divorce, stress could be coming at you from every direction. One source of major anxiety is money. That’s why …
What’s the difference between a co-op and a condo?
Written by: Nancy Bilyeau
It’s easy to get confused about the difference between co-ops and condos. If you pulled up pictures of each during a home search, they might seem …
To buy or rent? Why inflation may impact your decision
Written by: Nancy Bilyeau
The news that U.S. inflation has hit 7% not only makes people recoil at the sticker shock at the gas pump and in the grocery store aisles, …
How to pay off student loans
Written by: Nancy Bilyeau
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …
