Tag: retirement
The pros & cons of zero-interest credit cards
Written by: Janet Schaaf
Using a no-interest credit card can be a smart financial move if it’s judiciously used for brief periods of time. Paying the account balance in full …
7 common reverse mortgage scams to avoid
Written by: Denny Ceizyk
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed …
What is NFT minting?
Written by: Samuel Becker
You’ve probably heard of non-fungible tokens, or NFTs — and you may have heard that some of them are selling for big bucks. Still, NFTs are …
Should you ever use your 401(k) to pay down debt?
Written by: Kim Franke-Folstad
You have debt. But you’ve also got a stash of cash in your 401(k). If you’re feeling overwhelmed by high-interest credit card balances, a student loan, and/or …
What is passive income & how can it work for you?
Written by: Daniella Flores
Passive income can be another form of side hustle income, except you don’t have to trade your time for it. Wait, what? My wife and I …
24 crucial facts about retirement savings in the US
Written by: Dr. Francesca Ortegren
What will retirement savings look like in a post-pandemic environment? The financial effects of COVID-19 have been widespread and varied. In 2020, there were high unemployment …
10 personal finance basics
Written by: Jacqueline DeMarco
Despite how important money is in life, personal finance know-how — or “financial literacy” — is not typically taught in schools, or necessarily by parents. Unfortunately, a …
Buying a new home? Don’t skip these important questions
Written by: Luke Babich
Buying a home is one of the largest and most impactful investments you’ll ever make. Luckily, it’s also one of the safest investments you can make. …
9 budgeting tips for lazy people
Written by: Lyle David Solomon
When it comes to budgeting, you may be feeling a bit lost. Saving is a good habit that enables you to create a good balance. Managing money …
The dos & don’ts of using social media for investing tips
Written by: Austin Kilham
Social media has become an important new source for many people, including for investors looking for ideas to guide their strategy. That said, social media users …
How to save big with senior discounts
Written by: Julia Califano
You don’t have to be an octogenarian to enjoy senior discounts. In fact, you can often start cashing in well before retirement age–often as young as 55 …
Will my federal student loan monthly payment change in 2022?
Written by: Nancy Bilyeau
The federal student loan payment pause ends on Jan. 31, 2022. The question on many minds is: Will monthly payments be exactly what they were before …
Top budgeting tips for single parents
Written by: Nancy Bilyeau
If you’re a single parent, you probably carry a lot of weight on your shoulders. From paying for clothes to putting a roof over your children’s …
What are non-transparent ETFs
Written by: Matthew Zeitlin
Unlike ordinary exchange-traded funds (ETFs), which disclose their underlying assets daily, non-transparent ETFs are only required to reveal their holdings on a quarterly or monthly cadence. This …
32 ways to boost your retirement savings
Written by: Jamie Cattanach
Saving for retirement is one of the most important financial goals there is, but it isn’t always easy. Even with the best intentions, it can be …
Building a line item budget
Written by: Ashley Kilroy
Many people worry that creating a budget will be too complicated, too restrictive, and put the kibosh on fun. But a budget is really …
11 money questions you should be able to answer by 25
Written by: Jeanine Skowronski
If you’re looking to build wealth or maintain solid financial health, you need to set a strong foundation. Learning about money isn’t always top of mind …
11 factors that make the price of Bitcoin go up
Written by: Brian Nibley
In 2009, the Bitcoin network went live and the world changed forever. The first cryptocurrency started out with a value of $0, and it took …
Investors should be wary of Tweets. Here’s why
Written by: Tanza Loudenback
Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money. The pandemic lockdown spawned an internet …
34 charities to support this year
Written by: Kaitlyn Farley
There are plenty of reasons people want to give to charities. Not only can it be a great way to support a cause you care about, …
