Author: Kim Franke-Folstad

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How Much Does a Barber Make a Year?

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The average barber’s salary is $52,123 a year, according to the latest data from ZipRecruiter. But barber salaries can range from about $17,500 to more than …

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How Much Will a $400,000 Mortgage Cost Me?

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The monthly payments on a $400,000 mortgage could range from about $2,300 to more than $3,700, depending on the loan’s interest rate, term, and other factors. …

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9 Car Brands Rich Americans Love

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When you think about the cars wealthy Americans choose to drive (or choose to have someone drive for them), you probably imagine customized Bentleys, Rolls Royces, …

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What’s a Good Salary to Live on in Florida?

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A decent salary — one that allows for necessities, fun, and savings — might start around $69,000 for a single, childless person in Florida and $94,500 …

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Bank Account Application Denied? You Might’ve Been Blacklisted

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It may seem as if having a bank account is a given in life, but actually, it’s not: Some people get rejected and have to work …

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25 Cheapest Places to Live in Pennsylvania

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Pennsylvania has open spaces, big cities, mountains, farmland, you name it. With such a diverse landscape to choose from, there’s something to suit almost everyone’s taste. …

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Where Is My Tax Refund?

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Where Is My Tax Refund? The IRS says that if you file your return electronically and enroll in direct deposit, you can probably receive any refund …

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I Make $200,000 a Year. How Much House Can I Afford?

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An income of $200,000 a year puts you in a good position to afford a home priced at $600,000. But whether you should aim higher or …

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What Happens to Credit Card Debt When You Die?

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Have you ever wondered what happens to credit card debt when you die? Unfortunately, it doesn’t just disappear. Even after being notified of a customer’s death, …

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6 Steps To Try Asap If You’re Denied Home Or Renters Insurance

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What can you do if you’re buying or living in a home that’s considered “high risk” because of its location or other factors, and you can’t …

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How to calculate a VA home loan mortgage in 2023

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2023 VA Home Loan Mortgage Calculator Table Lenders who provide VA home loans often offer better terms than a borrower might get with a conventional mortgage. …

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What is a bad credit score?

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On its scale of 300 to 850, FICO® considers a score below 580 to signify poor credit. A credit score is a tool lenders use to …

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Can I be a first-time homebuyer “twice?”

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The term “first-time homebuyer” may sound really specific, but it isn’t nearly as limiting as you might think. Even if you’ve owned a home before, you …

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12 things to do now to stretch your dollar

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Read on for money-stretching strategies that may help make it easier to make ends meet, plus have a little bit of extra. 1. Tracking Your Money …

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Did you even go to Paris if you didn’t do these 10 things?

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Although many say there is no wrong time to go to Paris, you may want to choose your travel dates based on when the weather is …

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10 things you can only do in Miami

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Sure, you could spend an entire Miami vacation just relaxing on the beach, people-watching, and sipping cold drinks. But there’s so much to explore in the …

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CDs vs savings accounts: Which will make you more money?

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Both a savings account and a certificate of deposit (CD) can offer a safe place to put short-term savings while also earning interest. In fact, it …

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Building your own oasis? Here’s how to get a land loan

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There are many reasons why you might want to buy a plot of land even if you aren’t ready to build on it right away. Maybe …

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What exactly is my liquid net worth & why should I care about it?

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Calculating net worth and liquid net worth can provide two valuable snapshots of someone’s financial health. Both look at what someone owns and what they owe. …

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This calculator can help you figure out just how much inflation is affecting your salary

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A salary inflation calculator can be used to illustrate the effect inflation has on your hard-earned money. It shows you how much buying power your salary …

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How to get a mortgage without regular income

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Usually, you are required to show two years’ worth of employment and income on a mortgage application. Lenders use the information on a loan application to …

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22 high-paying vocational jobs

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Vocational occupations generally require using specific skills that may be learned with hands-on training and/or classroom instruction — through an apprenticeship, for example, or at a …

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Gas bill through the roof? This could be why

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The average cost of gas per month in the U.S. has hovered around $60 in recent years. Your household’s cost could be much lower or higher, …

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6 no-fuss ways to start paying off all your debt now

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It isn’t the $5 cups of coffee. Or the $50 a month for the gym. It isn’t that new smartphone, or your shoe addiction, or even …

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24 best-paying side jobs for teachers

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Teaching can be a rewarding profession, but it typically isn’t a high-paying one. If you’re a teacher, it won’t surprise you to learn that 58% of …

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Kansas first-time homebuyer assistance programs

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  Though their housing market is generally known for being more affordable than most, first-time homebuyers in Kansas are facing many of the same challenges as …

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First-time homebuyer assistance programs in Utah

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  It would be tough to pick a more pleasant place than Utah to buy a home, whether you’re into enjoying the great outdoors or prefer …

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First-time homebuyer programs in Arkansas

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  If you’re a first-time homebuyer hoping to put down roots in the “Natural State,” better pack your patience.   In mid-2022, first-time homebuyers in Arkansas …

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Oregon first-time homebuyer assistance programs

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  If you’re a first-time homebuyer in Oregon, here’s some good news: Several programs — both statewide and local — offer help with finding an affordable …

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North Carolina first-time homebuyer programs

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  Whether you’re looking for coastal charm, a quirky mountain town, big-city amenities and sports teams, or something in between, you’re likely to find it in …