Author: Janet Schaaf

FeaturedMoney

Loan modification vs refinancing: Which is better for you?

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Homeowners who are behind on their mortgage payments can choose two common ways to find financial relief: a home loan modification or mortgage refinancing, each with …

FeaturedMoney

Read this before getting an online loan

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There are a variety of ways to borrow money when cash is needed. A few common places to start might be traditional banks or credit unions, …

FeaturedHomesMoney

How to afford emergency home repairs

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A home’s mechanical systems, exterior features and large appliances don’t last forever. Even with regular maintenance, sometimes an expensive-to-fix item will fail. So figuring out how …

FeaturedMoney

Can you buy a car with a personal loan?

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Buying a car, whether used or new, is a significant financial commitment. And most people probably don’t just happen to have $25,000 to $45,000 — the …

Money

How to report identity theft

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  Identity theft can happen in many forms: bank or credit card fraud, tax-related fraud, government benefits fraud, or phone or utilities fraud, among others. Identity …

Featured

The pros & cons of zero-interest credit cards

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Using a no-interest credit card can be a smart financial move if it’s judiciously used for brief periods of time. Paying the account balance in full …