Author: Janet Schaaf
I need a personal loan, but there’s so many options! How can I be sure I’m choosing the right one?
A personal loan is a type of loan offered by many banks, credit unions, and online lenders. Unlike a mortgage loan or car loan, which specifies …
Loan modification vs refinancing: Which is better for you?
Homeowners who are behind on their mortgage payments can choose two common ways to find financial relief: a home loan modification or mortgage refinancing, each with …
Read this before getting an online loan
There are a variety of ways to borrow money when cash is needed. A few common places to start might be traditional banks or credit unions, …
How to afford emergency home repairs
A home’s mechanical systems, exterior features and large appliances don’t last forever. Even with regular maintenance, sometimes an expensive-to-fix item will fail. So figuring out how …
Can you buy a car with a personal loan?
Buying a car, whether used or new, is a significant financial commitment. And most people probably don’t just happen to have $25,000 to $45,000 — the …
How to report identity theft
Identity theft can happen in many forms: bank or credit card fraud, tax-related fraud, government benefits fraud, or phone or utilities fraud, among others. Identity …
The pros & cons of zero-interest credit cards
Using a no-interest credit card can be a smart financial move if it’s judiciously used for brief periods of time. Paying the account balance in full …
