Author: James Flippin

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Are companies ready to ditch degree requirements?

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The Paper Ceiling Roughly 70% of US job postings require a bachelor’s degree. But less than 50% of the workforce has one. That means millions of …

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Why are Americans downsizing their dream homes?

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Mortgage Costs During 2020 and 2021, prospective homebuyers were looking at interest rates close to 3%. Today, the average 30-year fixed-rate mortgage sits above 7%. With …

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So long, farewell to America’s cheapest car

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Disappearing Mirage Mitsubishi (MSBHF) will reportedly discontinue its classic subcompact hatchback, the Mirage, in 2025, according to Automotive News. This will send the last car on …

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Brace yourselves: The $800 million buck pumpkin spice season is here

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Sweater Weather Pumpkin Spice Lattes and crisp autumn winds go hand in hand. But this year, Starbucks (SBUX) decided to bring on the cozy sooner, releasing …

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Why is supermarket sushi all the rage right now?

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Rising Sushi Sales Americans love their readily available sushi. While some enthusiasts might turn up their noses at the idea of buying a sushi roll from …

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Swipe, struggle, repeat: The average American has this much credit card debt

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Debt Dilemma According to TransUnion (TRU), Americans are juggling average credit balances of $5,947 — a near 20% increase year-over-year, reaching levels not seen in a …

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Bad news: Cheap streaming services may be a thing of the past

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Price Hikes Once a refuge for cord-cutters seeking to escape the high costs of cable television, streaming platforms are introducing price hikes eerily reminiscent of expensive …

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You won’t believe how much American childcare really costs

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Family Finances America’s families have been struggling with rising costs. But even as consumer price inflation has begun to level off this summer, childcare costs are …

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Brace yourselves: The holiday shopping season is almost here

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Tinsel Takeover Brace yourselves — winter holiday shopping is about to kick off. “Christmas Creep” describes the phenomenon of retailers selling holiday products weeks ahead of …

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Finally: A really good excuse to keep your camera off during your next Zoom meeting

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Cameras Off, Please! Zoom (ZM) and other video calls are a mainstay of the modern workday. While smiling into a camera may be exhausting for remote …

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Did the US gain or lose jobs in July?

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Workforce Waltz According to the Bureau of Labor Statistics, the US added 187,000 new jobs in July — mainly in health care, social assistance and financial …

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Diva dollars: Taylor, Beyoncé & Barbie are sparking a spending splurge

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Diva Dollars This summer, the economy is experiencing a girl power boom. With Beyoncé and Taylor Swift embarked on highly lucrative tours and the smashing success …

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Is Walmart leading the retail revolution?

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Walmart’s New Ad Venture Digital advertising platforms have proven incredibly lucrative for tech and ecommerce giants. But can the same prove true for physical retail locations? …

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Congress updates annuity rules for retirees. Here’s what you need to know

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Updated Rules For millions of Americans, outliving their retirement fund is a serious concern. After two years of record-high inflation, this may be truer now than …

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The US regions with the highest & lowest air conditioning costs

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Fighting Longer, Hotter Summers In states like Florida and Alabama, families are accustomed to keeping their AC running 24/7, especially during the summer months. But, with …

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Flying taxis: Coming to a sky near you?

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Propelling Progress Sky’s the limit…or is it? Joby Aviation (JOBY) has been cleared for takeoff toward a new reality for the transportation industry. The FAA has …

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AI Investing: Are we headed for a boom or bust?

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The Newest Investment Boom Since the introduction of ChatGPT, companies of all sizes have started investing in artificial intelligence in an attempt to capitalize on the …

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Good news: Homebuyers just got a new safety net

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What’s an Employment Contingency? In the last quarter, 53% of real estate agents reported an increase in buyers implementing an “employment contingency” in their contract. This …

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Bad news: Expect a smaller tax refund

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Smaller Checks So far this year, the Internal Revenue Service has refunded approximately $172 billion to taxpayers — $16.4 billion less than in 2022. On an …

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Stop ‘rage applying’ to jobs. Tame your temper & do this instead

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Rage Is All the Rage If you feel your employer undervalues or underappreciated you, it might be tempting to send out a slew of job applications …

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Want a free drink? Just click subscribe!

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Restaurant Subscriptions In 2023, you don’t just buy things — you subscribe to them. Subscription services for repeat purchases like razors and vitamins are already commonplace, …

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Don’t go broke over your wedding. Do this instead

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Here Comes the Bill First, here comes the bride. Then, here comes the bill. Couples planning to tie the knot this year will shell out an …

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How Walmart & other big-box grocery stores are dealing with inflation

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Increasing Food Costs Conventional personal finance wisdom will tell you cooking meals at home, instead of eating out, is one of the best ways to save …

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Here’s why now is the right time to ask for a raise

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Workers Unite Worker strikes soared last year, according to a report by the Bureau of Labor Statistics. In 2022, strikes involving more than 1,000 workers reached …

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How to make self-employment taxes a less bitter (and expensive) pill to swallow

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60 Million Freelancers During the pandemic, many Americans got used to working remotely. Geographic independence and technological proficiency fostered fresh ideas about modern ways to make …

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Think fast food is a good value? You may not be ‘lovin’ it’ after you hear this

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Value Miss With food costs way up since last year, some Americans are turning to fast food as a budget-friendly way to satisfy their appetites. But …

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Will inflation keep declining?

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Inflation’s Downward Trend Ever since peaking at 9.1% last June, the rate of inflation in the US has been on a reassuring downward trend. It hit …

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4 Biden administration retirement changes you need to know about

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What are Roths? Roth accounts — whether a Roth IRA or a Roth 401(k) — are common retirement plans that have a different tax treatment than …

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Netflix reverses course on password sharing: What you need to know

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Sharing Isn’t Caring In 2017, Netflix (NFLX) infamously tweeted, “Love is sharing a password.” But the company has since changed its stance on passwords, if not …

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Good news for AI fans: ChatGPT is rolling out a ‘freemium’ plan

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ChatGPT Plus In 1967, Texas Instruments (TXN) created the first handheld electronic calculator and changed the way that mathematicians crunch numbers. In 2022, OpenAI introduced ChatGPT …