Author: Laurel Tincher
Can You Guess How Much a Crane Operator Makes a Year?
Written by: Laurel Tincher
A crane operator is responsible for the safe and precise transportation of large loads at building sites. Crane operators play a crucial part in the dynamic …
How Long Should It Really Take For The IRS To Mail Out Your Tax Refund Check?
Written by: Laurel Tincher
If you’re expecting a refund from the IRS, you shouldn’t have to wait too long for your money. According to the IRS, it issues about 90% …
Calculator: How much will your FHA loan mortgage set you back in 2023?
Written by: Laurel Tincher
An FHA loan is a type of government home loan program that the Federal Housing Administration insures. It’s a popular mortgage choice, especially for first-time homebuyers, …
Here’s the price of gas in America every year since 1978
Written by: Laurel Tincher
Although gas prices hit new highs in 2022, that wasn’t the first time gas numbers have spiked. A look back at the average national gas price …
How can I get a VA home mortgage loan?
Written by: Laurel Tincher
A VA (Veterans Affairs) home mortgage loan offers qualified people with a military background the opportunity to get financing to buy a home. Who qualifies for …
States where Americans are paying the most & least for gas
Written by: Laurel Tincher
As anyone who’s gone to the pump in the past couple of years knows, filling up isn’t as cheap as it used to be. Gas prices …
27 ways to invest in a carbon-free future
Written by: Laurel Tincher
Impact investing and socially responsible investing has been growing in popularity in recent years, and will continue to grow for the foreseeable future. Investing in a carbon-free future …
Why it’s actually pretty hard to calculate your gross monthly income with just biweekly paystubs
Written by: Laurel Tincher
Gross income is the amount of money earned before any payroll deductions for taxes, insurance, retirement contributions, and such. To calculate gross monthly income from a …
Are stocks the perfect stocking stuffer?
Written by: Laurel Tincher
Stocks are a unique gift that have the potential to keep on giving over time. They can be given to family members, friends, charities, and …
The best states for retirement if you care about taxes
Written by: Laurel Tincher
Many people consider relocating in retirement in order to reduce their cost of living and make their savings last longer. When weighing the pros and cons …
How to spend less on groceries, even during inflation
Written by: Laurel Tincher
Everyone buys groceries, but how much should an individual or household spend on food each month? Food is the third largest expenditure for Americans, and for …
Understanding the basics of real estate options
Written by: Laurel Tincher
When it comes to real estate investing, there are many ways to get involved in the market and make a profit. A homeowner might …
What to know about stock market corrections
Written by: Laurel Tincher
It doesn’t matter if you’re a new or seasoned investor, when the stock market has a correction, it can be extremely stressful. Nobody likes to see …
How do you cash out stocks?
Written by: Laurel Tincher
Buying stocks can be a fairly straightforward undertaking, whether done online or through a financial advisor. But when it’s time to sell shares, some beginning investors …
Using fundamental analysis to choose stocks
Written by: Laurel Tincher
Knowledge is power, especially when choosing which stocks to invest in or sell to build a strong portfolio. One method that might help you figure out …
What is cost basis?
Written by: Laurel Tincher
It’s common for people to avoid thinking about taxes until filing season is upon them. Unfortunately, this can lead to missed opportunities to reduce tax payments. …
How many Bitcoins are left?
Written by: Laurel Tincher
Bitcoin has gained popularity as an investment in recent years, due to its unique design and underlying technology. Part of what gives Bitcoin value is that it has …
How low can a stock go?
Written by: Laurel Tincher
As any long-term investor in the market can attest, stocks rise and fall—influenced by a meandering mix of human psychology, economic trends, and supply and demand. …
Unrealized gains & losses 101
Written by: Laurel Tincher
When an investor looks at their portfolio and sees that it has gone up or down in value, it can feel exciting or terrible, depending on …
What does HODL mean?
Written by: Laurel Tincher
For newcomers to cryptocurrency investing, there can be some confusing jargon used in forums and articles. Words like FUD, Moon and HODL, which originated as chat room …
Understanding low float stocks
Written by: Laurel Tincher
Day traders use different strategies than long term traders to maximize their earnings. Rather than building a diverse portfolio that will continue to grow over time, …
DINK: Living the dual income no kids lifestyle
Written by: Laurel Tincher
More and more Millennials and Gen Xers are deciding to wait to have kids, or not have kids at all. This choice is partly financial. Having …
Explaining the shareholder voting process
Written by: Laurel Tincher
If you own stocks, one of your rights as a shareholder is to vote on certain company decisions and appointments. Although all publicly traded U.S. companies …
How is an IPO price set?
Written by: Laurel Tincher
Prior to listing a stock for sale on a public exchange, companies go through a rigorous process of preparation and compliance. In addition to providing the …
DRIP investing: Finding dividend reinvestment stocks
Written by: Laurel Tincher
One of the first investment concepts to grasp is that compound interest and earnings can help an investor’s portfolio grow. If an investor buys an asset which pays …
