Author: Myles Ma

Myles Ma is an editor at PolicyGenius.com.

Featured

Will you be able to afford home insurance when you retire?

Written by:

Many people experienced home insurance rate increases of hundreds or even thousands of dollars in 2022. Inflated construction costs were a big factor, but homeowners in disaster-prone states such …

Featured

Auto insurance got cheaper in states with legal medical marijuana. Why?

Written by:

Auto insurance premiums declined in states that legalized medical cannabis, according to a study published in Health Economics. Legal cannabis is often portrayed as a negative when …

Featured

These cars are ‘too easy to steal,’ so insurers are denying coverage

Written by:

Some insurance companies have stopped covering certain Hyundai and Kia models, an unprecedented response to high theft rates for those cars.  The Highway Loss Data Institute …

Featured

These Americans have more trouble affording health care, even with insurance

Written by:

Health care has become increasingly unaffordable for people who get insurance through their employers in recent years, especially women, according to research published in the Journal of the American …

Featured

Are better cancer outcomes linked to Medicaid expansion?

Written by:

Expanding Medicaid coverage may have led to better cancer survival rates among young adults, according to new research published in the Journal of Clinical Oncology.  The study …

Featured

The generation most stressed about supporting their kids & parents

Written by:

Raising a child can cost more than $12,000 a year, 1 but many Americans in the “sandwich generation” expect to financially support their parent(s) as well.  Roughly two …

Featured

Can you get life insurance if you take psychedelics?

Written by:

Over the last six years, psychedelic drugs have gained increasing acceptance in the medical and legal realms as legitimate treatments for mental health conditions like depression …

FeaturedMoney

How to fix FEMA’s flood buyout program

Written by:

  Flood insurance is meant to cover the cost if your home is damaged by flooding. The vast majority of flood insurance policies are sold through the …

FeaturedNews

The gov’t is letting more homeowners ditch the NFIP for private flood insurance

Written by:

  Homeowners with Federal Housing Administration-backed mortgages can now buy private flood insurance to satisfy their loan requirements. It’s a sign of expanding consumer choice in …

FeaturedHealth & FitnessMoney

Life insurance could get a lot more expensive. Here’s why

Written by:

  Life insurance companies paid a record $100 billion to beneficiaries of life insurance policies in 2021. The amount was a 10.8% increase over 2020, which was itself …

FeaturedNews

Lawmakers want gun owners to get insurance. Could it lower violence?

Written by:

  There were 48,953 deaths from firearms in the U.S. in 2021, the highest number recorded since the Centers for Disease Control and Prevention started tracking …

FeaturedHealth & Fitness

Does private health insurance actually protect sick people?

Written by:

  When you pay for insurance, you’re ideally buying financial certainty. When you get into a car accident, car insurance protects you from bearing the full …

Featured

People sure made a lot of babies during the pandemic!

Written by:

U.S.-born parents experienced a baby boom in the midst of the COVID-19 pandemic. Fertility rates had been dropping since the 2007 Great Recession, but the 2021 …

FeaturedHomesMoney

These upgrades can help protect your home from climate change

Written by:

  In less than a year between 2020 and 2021, Lake Charles, Louisiana, faced two hurricanes, then a severe winter storm, followed by more flooding, all …

AutosFeaturedMoney

Are you losing your right to get car repairs wherever you want?

Written by:

  Are drivers losing the ability to decide where to get their cars fixed? That’s what proponents of right to repair legislation believe. They say automakers …

FeaturedLifestyle

Atmospheric rivers: Why you need to worry about these increasingly powerful storms

Written by:

  While hurricanes cause most flooding damage on the East Coast, atmospheric rivers — massive storms that carry extreme amounts of water from the tropics — …

FeaturedMoneyRetirement

Don’t know when you’ll retire? Here’s how to plan for it anyway

Written by:

  Most people, even people who love their jobs, are working toward the day when they can stop working. Saving for retirement is a pillar of …

FeaturedMoney

Here’s how most Americans are adjusting for inflation

Written by:

  Many Americans are cutting back on takeout, driving, and groceries to adjust to rising prices, according to a survey from Policygenius. More than 37% of …

FeaturedHealth & FitnessMoneyTravel

Health care is most expensive in these 20 US cities

Written by:

  The U.S. spent an all-time high of $4.1 trillion on health care in 2020, representing almost 20% of the gross domestic product. Unlike other countries, the …

FeaturedHealth & Fitness

Does your health insurance cover abortion?

Written by:

  The Supreme Court on Friday overturned Roe v. Wade, ending the constitutional right to abortion. Twenty-six states are likely to ban abortion care as a result. In …

FeaturedMoney

Americans were saving record amounts. Here’s why they aren’t now

Written by:

  Many Americans improved their financial habits during the pandemic by cutting expenses and paying down debt, but those habits are slipping in 2022, according to research …

FeaturedMoneyRetirement

This little-known tax credit could give your retirement savings a huge boost

Written by:

  Fewer than half of U.S. workers are aware of a tax credit that’s “almost too good to be true,” says Catherine Collinson, CEO and president …

FeaturedMoney

How to prep for a recession — and come out financially stronger

Written by:

  High inflation and slowing spending may be putting the U.S. economy on the path to a recession, an extended period of economic decline. If you …

FeaturedMoney

The pros & cons of a Biden student loan forgiveness plan

Written by:

  The Biden administration has taken steps to ease the student debt burden, including forgiving $26 billion in student loans. The White House is also considering canceling …

FeaturedMoneyRetirement

Inflation eating away at your retirement savings? Try this strategy

Written by:

  If you haven’t checked your 401(k) for the past six months (and you probably shouldn’t), you’re in for a bad surprise. The S&P 500 has …

FeaturedMoneyNews

This state is fighting inflation by paying everyone $400

Written by:

  Why are Colorado residents receiving this money? The legislature is opting to send taxpayers the money because of a record state surplus. “Instead of the …

AutosFeaturedLifestyle

Why experts say distracted drivers are the ‘second pandemic’ of the 2020s

Written by:

  While the pandemic has made many people more careful evaluators of risk, one everyday activity (driving) has quietly become more dangerous over the past two …

FeaturedMoney

This financial expert wants to protect your money from your ‘lizard brain’

Written by:

  If investing was only a matter of intelligence, Sir Isaac Newton wouldn’t have lost a fortune during an 18th-century recession. Scott Nations, an author, financial …

FeaturedMoney

Does your 401(k) miss President Trump?

Written by:

  U.S. Rep. Jim Jordan, Republican of Ohio, tweeted this analysis of the stock market earlier this month. Your 401k misses President Trump. — Rep. Jim …

FeaturedHome BuyingMoneyMortgages

Are we in another housing market bubble? Will it burst again?

Written by:

  The housing market is out of control in many areas of the country, with record-high home prices and record-low inventories. Prices had been steadily increasing since 2012, …