Author: Opher Ganel

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Common budgeting mistakes you should avoid at all costs

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We had just moved to the U.S. Both of us were 30, and we had two toddlers. We needed to have enough money to buy a used …

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Maybe you don’t need a big emergency fund after all

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How much you need in a designated emergency fund depends on many factors, not least of which is your level of non-discretionary expenses.