Author: Sarah Li Cain
What’s a Priority Pass Credit Card & Should I Get One?
Written by: Sarah Li Cain
If you’re considering a new credit card, frequent travelers may benefit from using a credit card with Priority Pass. Depending on the airport you happen to …
What Happens if You Overdraft Your Bank Account and Don’t Pay It Back?
Written by: Sarah Li Cain
An overdraft is a negative balance in your bank account and can occur for any number of reasons. You might accidentally spend more than you have …
Where Does a $70,000 Salary Compare to the American Median Income?
Written by: Sarah Li Cain
Whether or not $70,000 is considered a good salary depends on a number of factors. These include where you live, your lifestyle, what kind of work you …
Is Your Credit Card Interest Higher Than The US Average? Find Out
Written by: Sarah Li Cain
The Federal Reserve’s recent data says the average credit card interest rate is 21.47%, which is a high number by most standards. If you never carry …
4 Mobile-Deposit Scams to Avoid at All Costs
Written by: Sarah Li Cain
Sadly, mobile banking and check fraud are on the rise, as scammers come up with new ways to try to trick people out of their money. …
What Happens to My Bank Account When I Die?
Written by: Sarah Li Cain
What happens to your bank account when you die will depend on what type of bank account it is, how you set up the account, and …
7 Signs You’re Not Managing Your Checking Account Correctly
Written by: Sarah Li Cain
Managing a checking account can be a simple process, thanks to all the tools at your disposal today. You can set alerts to let you know …
Thinking about getting a personal loan in 2024? Check this out first
Written by: Sarah Li Cain
How does a personal loan affect your credit score? The answer depends on how you apply for and manage one. Used responsibly, a personal loan can …
The average American family shells out this much for groceries every month
Written by: Sarah Li Cain
Each month, the USDA publishes a report showing the average costs of groceries at three price levels: budget, moderate, and liberal. Here’s a look at the …
These state have the highest average pay
Written by: Sarah Li Cain
Whether you’re deciding on a new career path or wondering whether you’re being paid enough, it can help to know what the typical American worker earns …
8 ways to keep yourself from ruining that good credit score
Written by: Sarah Li Cain
Learning how to achieve and maintain a good credit score is a crucial part of your financial health. Not only can it be a badge that …
What do I need to apply for a personal loan?
Written by: Sarah Li Cain
A personal loan is a type of debt borrowers can use for a variety of purposes, including: Home renovations Paying off medical bills Debt consolidation Financing …
7 simple ways to get control of your checking account
Written by: Sarah Li Cain
Managing a checking account may sound like a tedious task, but please keep reading, because it’s well worth a bit of time to get your financial …
Is your grocery bill out of control? Here’s how to tell
Written by: Sarah Li Cain
How much you should spend on groceries each month will depend on factors such as the number of people living in your household, your lifestyle and …
Don’t let these credit card mistakes ruin your finances
Written by: Sarah Li Cain
Credit cards, when used responsibly, can enhance your financial life, allowing you to build your credit score, earn rewards, and more. Unfortunately, if you’re not careful …
You’re probably managing your checking account all wrong
Written by: Sarah Li Cain
Managing a checking account may sound like a tedious task, but please keep reading, because it’s well worth a bit of time to get your …
10 possible benefits of obtaining personal loans
Written by: Sarah Li Cain
Not all debt is bad. Think credit cards, where consumers use them for everyday purchases, or getting a mortgage to purchase your first home. As …
Income vs net worth: What’s the difference?
Written by: Sarah Li Cain
Put simply, income is the amount you earn whereas net worth is the total value of your assets minus any debt. When it comes to …
These are the 9 cheapest pets to own
Written by: Sarah Li Cain
Pets can bring love, companionship, stimulation, and fun into your life. But they can also bring a lot of added expenses. In fact, the lifetime cost …
Here’s how buying a home changed my view of money
Written by: Sarah Li Cain
My husband and I just wrapped up a whirlwind homebuying process. As we signed the last closing documents and got the keys to our new house, …
How to improve your life by doing nothing
Written by: Sarah Li Cain
Being bored has done wonders for my financial life. Ditto for my physical and mental health. I used to be one of those moms who thought …
Blended family? Second marriage? 3 things you should know about estate planning
Written by: Sarah Li Cain
If you’re in a blended family with stepparents, stepchildren or step-anything-elses, you have unique estate planning needs. That’s something that Brenda (name was changed to protect …
14 jobs that pay $70K (and don’t require a college degree)
Written by: Sarah Li Cain
There’s this myth where you need a degree to be able to earn a decent income. Not true at all. Yup, these are good ol’ 9 …
Living abroad can save you money — here’s how
Written by: Sarah Li Cain
What if I said that you can stay in five-star hotels whenever you wish, eat at the finest restaurants, travel internationally, hire a full-time housekeeper, save six …
