Author: Walecia Konrad

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How to Build Generational Wealth Through Homeownership

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One of the time-honored ways to build wealth and financial stability is by buying real estate. Properties typically appreciate over time and may provide cash flow …

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6 Tips for Managing Cash Flow

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If you’re running a business, you probably know that managing cash is critical to your success — so let’s share some tips on doing that even …

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What To Do if You Face Housing Discrimination (& How to Prove it in Court)

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Despite decades of anti-discrimination legislation and other efforts to fight redlining, create fair lending, and ban racial and other bias, housing discrimination can still exist in …

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4 benefits veterans actually want from their employers

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As part of your Diversity, Equity, and Inclusion (DE&I) strategy, your organization, like many others, is likely developing a plan to attract and retain veteran talent. …

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What is the “relationship banking” trend & is it really a good idea?

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Relationship banking may start when you do something routine like open a checking account or savings account. From there, your bank may help you identify other banking and …

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9 ways to save big on your next hotel stay

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Many factors determine the price you pay for your hotel stay, from the destination you’re seeking to the time of year you’re traveling. Other influences are …

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What’s your money personality type? Find out now

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It might seem strange to think about having a relationship with money. But it makes sense when you consider that everyone has feelings about money and …

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7 ways to save big during high inflation

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Saving money during a time of high inflation may seem like a contradiction in terms. If you’re like most people, you feel like you’re spending every …

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What you need to know about the legal challenges to Biden’s student loan plan

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  Challenges to Biden’s student loan forgiveness plan have created uncertainty and confusion for the more than 40 million borrowers (including college students who were enrolled …

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How scammers are targeting Biden’s student loan forgiveness program

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  It didn’t take long after President Biden announced his student loan forgiveness program in August for the scammers to get up and running. The Better …

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Nevada first-time homebuyer programs

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  The Silver State is living up to its glitzy name, but for now the prized commodity may be real estate.   Home sales prices rose …

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First-time homebuyer assistance programs in Georgia

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  Georgia, one of the fast-growing Southeastern states, continued to see its real estate prices rise in 2022.   The median sales price in the Peach …

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Will Biden’s student loan forgiveness stand up in court?

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  President Joe Biden’s plan to forgive up to $10K or $20K of a borrower’s federal student loan debt may have tax implications at the state …

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A first-time homebuyers’ guide to Michigan

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  With Detroit’s revitalization, the resort towns on the shores of the Great Lakes, and the proximity to wilderness in the Upper Peninsula, Michigan real estate …

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A first-time homebuyers’ guide to assistance programs in Idaho

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  The Gem State’s relatively affordable and attractive housing has been luring both local first-time homebuyers and residents from nearby high-cost states like California for years, …

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A first-time homebuyer’s guide to New Jersey

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  The Garden State saw record real estate sales in some areas in recent years as city dwellers fled to the suburbs and more rural areas …

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5 assistance programs for first-time homebuyers in Tennessee

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  It’s a long journey through the 440-mile length of Tennessee. That’s why the Volunteer State is divided into three Grand Divisions — East Tennessee, Middle …

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If interest rates are rising, why isn’t my bank account earning more?

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  With all the talk of rising interest rates, it’s natural for consumers to assume that the rates on their bank accounts are headed up too. …

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Everything you need to know about buying a first home in Florida

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  Florida’s ever-growing population, robust job growth, and new industries all make for a hot real estate market. This year is no exception.   Home prices …

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Your recession survival guide

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Recession warnings are everywhere. With interest rates rising, inflation hitting the highest levels in 40 years, and stocks plunging into bear market territory, most people are …

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The ultimate guide to buying a first home in Texas

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  Everything about Texas is big, including the housing market. The second largest state (behind Alaska) and the second most populous (behind California) has seen enormous …

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Income streams that could help you stay afloat when money is tight

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You can make money in all sorts of ways. Perhaps you collect a paycheck every other week, or do freelance work that flows into your checking …

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Housing discrimination is real. Here’s what to do if it happens to you

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  Despite decades of anti-discrimination legislation and other efforts to fight redlining, create fair lending, and ban racial and other bias, housing discrimination can still exist …

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Bad with cash? Read this

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Cash management is a term often used by businesses to determine how much revenue coming in is available for day-to-day operations, and how much is available …

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5 investment myths that could cost you big time

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What stops new investors from putting their money in the market? Sometimes it’s plain old anxiety: What if I make a bad move and lose all my …

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Don’t think you’re ready to invest? This expert says think again

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Do you suffer from investing inertia? Even though you know that investing in the markets may help achieve your financial goals and ultimately help you be …

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Employers can help employees pay back student loans. Here’s how

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The latest extension of the COVID-19-related pause on federal college loan repayments has given employers another important chance to help their employees prepare for what may …

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How employers can help veterans become financially stable

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Though it’s historically been an under-leveraged segment of the workforce, savvy business leaders are increasingly recognizing the critical role that veteran talent can play in executing their talent …

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Reform of the public service loan forgiveness program: What the new changes mean

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Public servants with federal student loan debt just got some good news. The Department of Education announced major changes to the Public Service Loan Forgiveness (PSLF) Program that will …

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Insurers are pushing customers toward virtual doctors. Should you let them?

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If you haven’t encountered telemedicine yet, it’s a good bet you will soon. Telemedicine, also called telehealth, is a broad term that encompasses just about every …